What is Overfunded Whole Life Insurance? (Explaining with REAL Examples) @AndAsset
What is Overfunded Whole Life Insurance? (Explaining with REAL Examples)  @AndAsset
Uploaded December 2025 | Updated September 2026, 2 hours ago
Learn what overfunded whole life insurance is and how it works. In this video, Justin Gartman, walks through real case study examples that show how the overfunded policy is designed and performs compared to traditional whole life insurance designs.

00:00 Introduction
00:07 What Does Overfunding Actually Mean?
00:51 The Overfunded Approach
03:21 Overfunded Policy Contrast
05:15 What Makes It Overfunded?
07:32 Why Overfund?
10:00 Efficiency and Control
12:17 Recap

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*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
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What is Overfunded Whole Life Insurance? (Explaining with REAL Examples)

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