Uploaded July 2026 | Updated September 2026, 3 days ago
Does it make sense to borrow against your whole life insurance policy at 5% when your policy is only growing at 4%-4.5%?
Want Whole Life Insurance? Schedule Your Clarity Call Here: bttr.ly/aa-yt-clarity
The answer is it depends on what you are using the policy loan for.
In this video, Dom Rufran breaks down how to know when you should and shouldn't borrow against your permanent life insurance policy. He shows an actual $100K front loaded whole life insurance policy and guides you through the numbers.
Want Us To Review Your Life Insurance Policy? Click Here: bttr.ly/yt-policy-review
Want Free Life Insurance Education & Resources? Unlock the Vault: bttr.ly/yt-aa-vault
Learn More About the And Asset: bttr.ly/andasset
00:00 - Introduction & The Policy Loan Dilemma
00:26 - Cash Value Growth Analysis
03:22 - Risks of Over-leveraging
05:33 - Simple vs. Compounding Interest
05:55 - Real Estate & Positive Arbitrage Scenarios
06:04 - Scenario A: Leveraging a $100,000 Loan
07:57 - Scenario B: The Math of a Larger $400,000 Loan
10:39 - Strategic Wealth Building and Conclusion
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DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Does it make sense to borrow against your whole life insurance policy at 5% when your policy is only growing at 4%-4.5%?
Want Whole Life Insurance? Schedule Your Clarity Call Here: bttr.ly/aa-yt-clarity
The answer is it depends on what you are using the policy loan for.
In this video, Dom Rufran breaks down how to know when you should and shouldn't borrow against your permanent life insurance policy. He shows an actual $100K front loaded whole life insurance policy and guides you through the numbers.
Want Us To Review Your Life Insurance Policy? Click Here: bttr.ly/yt-policy-review
Want Free Life Insurance Education & Resources? Unlock the Vault: bttr.ly/yt-aa-vault
Learn More About the And Asset: bttr.ly/andasset
00:00 - Introduction & The Policy Loan Dilemma
00:26 - Cash Value Growth Analysis
03:22 - Risks of Over-leveraging
05:33 - Simple vs. Compounding Interest
05:55 - Real Estate & Positive Arbitrage Scenarios
06:04 - Scenario A: Leveraging a $100,000 Loan
07:57 - Scenario B: The Math of a Larger $400,000 Loan
10:39 - Strategic Wealth Building and Conclusion
======================
DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
