Uploaded December 2025 | Updated September 2026, 1 day ago
And Asset Show Ep 17 | Caleb Guilliams and Dom Rufran walk through the complete breakdown of how to approach using infinite banking to invest in cash flow producing assets like real estate. First, they cover the the philosophy behind when to borrow against your policy and when not to, and then go through a real life example (with numbers) of how to invest in a real estate opportunity with whole life insurance.
00:00 Introduction
00:14 Policy vs. Line of Credit
01:42 Borrowing Mindset and Framework
03:07 Factors to Consider When Borrowing
05:12 Should you Use the Policy for Random Things?
07:39 Comparing Life Insurance to a Savings Account
09:11 Addressing the Borrowing Rate vs. Rate of Return
10:35 Benefit Arbitrage and Competitive Growth
22:10 Internal and External Benefits
25:00 When Does It Make Sense to Borrow?
27:24 Factoring in Opportunity Cost
31:09 Line of Credit vs. Policy Loan
32:11 Life Insurance Loan Rate and Flexibility
34:27 Investing in Multifamily Real Estate with Life Insurance
42:17 Calculating the Positive Delta (Arbitrage)
50:16 W2 Employee vs. Entrepreneur Perspective
54:26 Creative Ways to Get Life Insurance Without Needles
56:14 Addressing the College Cost and Borrowing
01:02:34 Why Does Whole Life Insurance Require These?
01:04:53 Is The Growth within PDF Also Tax Free?
Want Whole Life Insurance? Click Here To Meet Our Team: bttr.ly/aa-yt-clarity
Want Us To Review Your Life Insurance Policy? Click Here: bttr.ly/yt-policy-review
Want Free Life Insurance Education & Resources? Unlock the Vault: bttr.ly/yt-aa-vault
Learn More About the And Asset: bttr.ly/andasset
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DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
And Asset Show Ep 17 | Caleb Guilliams and Dom Rufran walk through the complete breakdown of how to approach using infinite banking to invest in cash flow producing assets like real estate. First, they cover the the philosophy behind when to borrow against your policy and when not to, and then go through a real life example (with numbers) of how to invest in a real estate opportunity with whole life insurance.
00:00 Introduction
00:14 Policy vs. Line of Credit
01:42 Borrowing Mindset and Framework
03:07 Factors to Consider When Borrowing
05:12 Should you Use the Policy for Random Things?
07:39 Comparing Life Insurance to a Savings Account
09:11 Addressing the Borrowing Rate vs. Rate of Return
10:35 Benefit Arbitrage and Competitive Growth
22:10 Internal and External Benefits
25:00 When Does It Make Sense to Borrow?
27:24 Factoring in Opportunity Cost
31:09 Line of Credit vs. Policy Loan
32:11 Life Insurance Loan Rate and Flexibility
34:27 Investing in Multifamily Real Estate with Life Insurance
42:17 Calculating the Positive Delta (Arbitrage)
50:16 W2 Employee vs. Entrepreneur Perspective
54:26 Creative Ways to Get Life Insurance Without Needles
56:14 Addressing the College Cost and Borrowing
01:02:34 Why Does Whole Life Insurance Require These?
01:04:53 Is The Growth within PDF Also Tax Free?
Want Whole Life Insurance? Click Here To Meet Our Team: bttr.ly/aa-yt-clarity
Want Us To Review Your Life Insurance Policy? Click Here: bttr.ly/yt-policy-review
Want Free Life Insurance Education & Resources? Unlock the Vault: bttr.ly/yt-aa-vault
Learn More About the And Asset: bttr.ly/andasset
======================
DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
