Uploaded June 2026 | Updated September 2026, 6 days ago
At the Market Overview: Fintech co-hosted with Affirm during Toronto Tech Week 2026, Ricky Lai - General Partner at Portage - delivers the opening keynote on where Canadian fintech actually stands in 2026 and what founders need to understand before they build or raise.
Ricky covers why the SaaS apocalypse is real and what it means for fintech, why AI-enabled companies are getting funded at 3.5x the valuation of those without, why fintech multiples are converging with SaaS for the first time in history, where the dry powder is sitting and why it hasn't been deployed yet, and why open banking going live in Canada in 2026 changes everything for founders building in financial services.
The clearest 15-minute picture of where Canadian fintech is going that you'll find anywhere.
Essential viewing for fintech founders, operators building in financial services, and investors tracking where the next wave of capital is moving.
🔔 Subscribe for more real founder stories from TechTO
📅 Explore upcoming TechTO events: techto.org/events Watch more talks: youtube.com/c/TechTorontoOrg
Upcoming events: techto.org/events
Events calendar: luma.com/TechTO-Events
Newsletter — The read on Canadian tech: blog.techto.org
Membership: techto.org/memberships
At the Market Overview: Fintech co-hosted with Affirm during Toronto Tech Week 2026, Ricky Lai - General Partner at Portage - delivers the opening keynote on where Canadian fintech actually stands in 2026 and what founders need to understand before they build or raise.
Ricky covers why the SaaS apocalypse is real and what it means for fintech, why AI-enabled companies are getting funded at 3.5x the valuation of those without, why fintech multiples are converging with SaaS for the first time in history, where the dry powder is sitting and why it hasn't been deployed yet, and why open banking going live in Canada in 2026 changes everything for founders building in financial services.
The clearest 15-minute picture of where Canadian fintech is going that you'll find anywhere.
Essential viewing for fintech founders, operators building in financial services, and investors tracking where the next wave of capital is moving.
🔔 Subscribe for more real founder stories from TechTO
📅 Explore upcoming TechTO events: techto.org/events Watch more talks: youtube.com/c/TechTorontoOrg
Upcoming events: techto.org/events
Events calendar: luma.com/TechTO-Events
Newsletter — The read on Canadian tech: blog.techto.org
Membership: techto.org/memberships
