Uploaded July 2026 | Updated September 2026, 2 weeks ago

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OpenAI already has a surprisingly accurate portrait of your likes, dislikes, preferences, and financial position just from your chat history, and now it's adding your bank transaction data to that picture. Maya Mikhailov argues this has little to do with helping you manage your money and everything to do with building a complete consumer profile to sell against, cutting out your bank in the process. Financial services advertising is among the most expensive on the internet, and OpenAI just found its way into that market. #shorts

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