Uploaded January 2026 | Updated September 2026, 1 week ago

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The first 500 people to use my link in the description or scan the QR code will receive a one month free trial of Skillshare! Get started today! https://skl.sh/nikaerculj01261
💸 The Coplenty Budget Template I use: (get 10% off with code NIKA10): coplenty.com/?ref=nika
📔 The Life Design Planner I use (get 10% off with code NIKA10): nikatemplates.com/store/p/lifedesignplanner

Come say hi! 🧸
🎀 Instagram: @nikaerculj instagram.com/nikaerculj

👉🏼 the 2026 ultimate yearly reset planner: https://www.notion.so/templates/the-2026-ultimate-yearly-reset

🎥 videos mentioned:
HOW TO MAKE TIME FOR EVERYTHING (seriously): My Full Productivity & Organisation System for 2026 youtu.be/W5MS9KPO47w
how to level up so hard you scare people (use the dopamine menu) youtu.be/_dbCu24QH9s

🎥 videos you might like:
HOW TO SAVE YOUR FIRST 10K IN 2026 💸 (without missing out on life) youtu.be/UWzYc6fErog
Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸 youtu.be/z8dcZvTHmj0
Your Money Glow up (Playlist): youtube.com/playlist?list=PLut3h0JNT-HhdOIJIdC-LuLKPG1fJWjkj

my book:
Amazon: amzn.to/3386uY6

contact (brand work only)
email: inquiries@nikaerculj.com

music:
♪ Free Music for Videos 👉 Music by Sonic Nothing - Blush - thmatc.co/?l=E645C665

Timestamps:
00:00-03:32 overconsumption reset
03:32-11:13 the red list: what i’m not buying
11:13-13:41 the green list: what i’m allowed to buy
13:41-17:50 low spend tips that actually work
17:50-24:44 updating my January budget

FTC: This video is sponsored by Skillshare