Uploaded November 2025 | Updated September 2026, 2 weeks ago
ChatGPT acted as my financial advisor and helped me build a get out of debt strategy!
I’m so glad that I’m finally getting out of debt. This has been a goal I’ve struggled with for YEARS.
Below are a few prompts you can use to get ChatGPT build your debt payoff strategy:
Here are a list of my debts, please suggest the order I should pay these debts off and create a debt payoff plan. Start by asking me questions that will help you create my plan.
I would like to get out of debt by [the end of this year or in X years]. Here are all of my debts and balances. Please help me build a payoff plan that meets my goals. I can pay $x towards debt pay down each month.
Here is my debt, income and expenses. Help me identify funds I can direct to paying off debt and help me build a debt payoff plan that helps me get out of debt in X years.
Here are my debts, I would like to pay them off in X years, can you compare the snowball and avalanche method and tell me which one of these methods will be more beneficial based on my debts and timeline?
Timeline:
00:00 Intro
2:14 ChatGPT Strategy Walkthrough
8:00 Best Practices w/ ChatGPT
11:07 Challenges w/ ChatGPT
18:22 Why I Chose to Build this In ChatGPT
21:17 10 Mindset Shifts
ChatGPT acted as my financial advisor and helped me build a get out of debt strategy!
I’m so glad that I’m finally getting out of debt. This has been a goal I’ve struggled with for YEARS.
Below are a few prompts you can use to get ChatGPT build your debt payoff strategy:
Here are a list of my debts, please suggest the order I should pay these debts off and create a debt payoff plan. Start by asking me questions that will help you create my plan.
I would like to get out of debt by [the end of this year or in X years]. Here are all of my debts and balances. Please help me build a payoff plan that meets my goals. I can pay $x towards debt pay down each month.
Here is my debt, income and expenses. Help me identify funds I can direct to paying off debt and help me build a debt payoff plan that helps me get out of debt in X years.
Here are my debts, I would like to pay them off in X years, can you compare the snowball and avalanche method and tell me which one of these methods will be more beneficial based on my debts and timeline?
Timeline:
00:00 Intro
2:14 ChatGPT Strategy Walkthrough
8:00 Best Practices w/ ChatGPT
11:07 Challenges w/ ChatGPT
18:22 Why I Chose to Build this In ChatGPT
21:17 10 Mindset Shifts
