Uploaded August 2026 | Updated September 2026, 2 weeks ago
Something big is coming....👀 moneyguy.com/earlyaccess
Are you actually wealthy for your age—and how much money should you have saved by 30, 40, 50, or 60? We compare income, debt, net worth by age, retirement savings, and financial flexibility to reveal which numbers actually measure wealth. You’ll learn why a six-figure salary doesn’t necessarily make you rich, how investable net worth differs from traditional net worth, and how your retirement savings compare with other Americans. Plus, see the Money Guy wealth benchmarks by age to determine whether your savings, investments, and financial independence journey are on track—and what really matters when building long-term wealth.
Timestamps
00:00:00 — Are You Actually Wealthy? Here’s How to Know
00:13:56 — Secret Announcement: Something BIG Is Coming
00:16:28 — Q1: Is an 18-Month Emergency Fund Too Much?
00:23:38 — Q2: Is a 7% Land Loan High-Interest Debt?
00:28:35 — Reacting to Your Secret Announcement Guesses
00:33:06 — Q3: Do You Need to Know Your “Why” in FOO Step 7?
00:37:16 — From the Wings: News or Noise?
00:37:53 — Mortgage Rates Hit 6.69%
00:41:29 — Stock Market Near Record Highs
00:42:56 — Americans Are Spending More and Saving Less
00:45:11 — Bear Gets Trapped Inside an SUV
00:48:20 — Q4: HSA vs. Fully Paid “Cadillac” Health Plan
00:54:07 — Q5: How Should a Pension Affect Your Investment Allocation?
00:57:30 — Q6: Take Subsidized Student Loans or Cash Flow College?
🔗 Net Worth by Age (Compared to Peers) → moneyguy.com/resource/net-worth-by-age-compared-to-peers
🔗 Are You a Prodigious Accumulator of Wealth? → moneyguy.com/resource/are-you-a-prodigious-accumulator-of-wealth
🔗 Net Worth Template → moneyguy.com/resource/net-worth-template
🔗 How Much Should You Save? → moneyguy.com/resource/how-much-to-save
🔗 Financial Order of Operations → moneyguy.com/guide/foo
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
Something big is coming....👀 moneyguy.com/earlyaccess
Are you actually wealthy for your age—and how much money should you have saved by 30, 40, 50, or 60? We compare income, debt, net worth by age, retirement savings, and financial flexibility to reveal which numbers actually measure wealth. You’ll learn why a six-figure salary doesn’t necessarily make you rich, how investable net worth differs from traditional net worth, and how your retirement savings compare with other Americans. Plus, see the Money Guy wealth benchmarks by age to determine whether your savings, investments, and financial independence journey are on track—and what really matters when building long-term wealth.
Timestamps
00:00:00 — Are You Actually Wealthy? Here’s How to Know
00:13:56 — Secret Announcement: Something BIG Is Coming
00:16:28 — Q1: Is an 18-Month Emergency Fund Too Much?
00:23:38 — Q2: Is a 7% Land Loan High-Interest Debt?
00:28:35 — Reacting to Your Secret Announcement Guesses
00:33:06 — Q3: Do You Need to Know Your “Why” in FOO Step 7?
00:37:16 — From the Wings: News or Noise?
00:37:53 — Mortgage Rates Hit 6.69%
00:41:29 — Stock Market Near Record Highs
00:42:56 — Americans Are Spending More and Saving Less
00:45:11 — Bear Gets Trapped Inside an SUV
00:48:20 — Q4: HSA vs. Fully Paid “Cadillac” Health Plan
00:54:07 — Q5: How Should a Pension Affect Your Investment Allocation?
00:57:30 — Q6: Take Subsidized Student Loans or Cash Flow College?
🔗 Net Worth by Age (Compared to Peers) → moneyguy.com/resource/net-worth-by-age-compared-to-peers
🔗 Are You a Prodigious Accumulator of Wealth? → moneyguy.com/resource/are-you-a-prodigious-accumulator-of-wealth
🔗 Net Worth Template → moneyguy.com/resource/net-worth-template
🔗 How Much Should You Save? → moneyguy.com/resource/how-much-to-save
🔗 Financial Order of Operations → moneyguy.com/guide/foo
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
