Uploaded July 2026 | Updated September 2026, 2 weeks ago
Use code MONEYGUY at Monarch.com to get your first year of Monarch Core half off at just $50: bit.ly/monarch-moneyguy
Want to build wealth faster without taking unnecessary risks? Brian and Bo break down seven financial "cheat codes" that can dramatically improve your long-term finances—from maximizing your 401(k) employer match and automating investments to optimizing your HSA, using a Backdoor Roth IRA, tax-loss harvesting, and following the Financial Order of Operations. These aren't gimmicks—they're proven wealth-building strategies that many investors overlook. Whether you're just getting started or optimizing your financial plan, these money moves can help you avoid costly mistakes and make every dollar work harder.
Timestamps
00:00:00 Intro
00:00:34 Cheat Code #1: Get Your Employer Match
00:03:36 Cheat Code #2: Automate Your Investing
00:08:13 Cheat Code #3: Follow the Financial Order of Operations
00:11:21 Cheat Code #4: Optimize Your HSA
00:19:45 Monarch Ad Read
00:21:11 Cheat Code #5: Use a Backdoor Roth IRA
00:26:14 Cheat Code #6: Tax-Loss Harvesting
00:30:06 Cheat Code #7: Take Your Financial Relationship to the Next Level
00:34:36 Outro
🔗 Financial Order of Operations → moneyguy.com/resource/financial-order-of-operations
🔗 How Much Should You Save? → moneyguy.com/resource/how-much-to-save
🔗 Ultimate Guide to 401(k)s → moneyguy.com/guide/401k
🔗 Money Guy's Top Tax Planning Strategies → moneyguy.com/guide/taxes
🔗 8 Questions to Ask Your Financial Advisor → moneyguy.com/resource/8-questions-to-ask-your-financial-advisor
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
Use code MONEYGUY at Monarch.com to get your first year of Monarch Core half off at just $50: bit.ly/monarch-moneyguy
Want to build wealth faster without taking unnecessary risks? Brian and Bo break down seven financial "cheat codes" that can dramatically improve your long-term finances—from maximizing your 401(k) employer match and automating investments to optimizing your HSA, using a Backdoor Roth IRA, tax-loss harvesting, and following the Financial Order of Operations. These aren't gimmicks—they're proven wealth-building strategies that many investors overlook. Whether you're just getting started or optimizing your financial plan, these money moves can help you avoid costly mistakes and make every dollar work harder.
Timestamps
00:00:00 Intro
00:00:34 Cheat Code #1: Get Your Employer Match
00:03:36 Cheat Code #2: Automate Your Investing
00:08:13 Cheat Code #3: Follow the Financial Order of Operations
00:11:21 Cheat Code #4: Optimize Your HSA
00:19:45 Monarch Ad Read
00:21:11 Cheat Code #5: Use a Backdoor Roth IRA
00:26:14 Cheat Code #6: Tax-Loss Harvesting
00:30:06 Cheat Code #7: Take Your Financial Relationship to the Next Level
00:34:36 Outro
🔗 Financial Order of Operations → moneyguy.com/resource/financial-order-of-operations
🔗 How Much Should You Save? → moneyguy.com/resource/how-much-to-save
🔗 Ultimate Guide to 401(k)s → moneyguy.com/guide/401k
🔗 Money Guy's Top Tax Planning Strategies → moneyguy.com/guide/taxes
🔗 8 Questions to Ask Your Financial Advisor → moneyguy.com/resource/8-questions-to-ask-your-financial-advisor
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
