Uploaded July 2026 | Updated September 2026, 2 weeks ago
Artificial intelligence is making it easier than ever for companies to use your personal data to influence what you pay and what you buy. Learn how dynamic pricing, data brokers, and targeted advertising work—and discover practical ways to protect your privacy, avoid overpaying, and make smarter financial decisions in an increasingly data-driven world.
Timestamps
00:00:00 – The Creepy Way Companies Are Charging You More
00:00:21 – #1: Dynamic Pricing (Surveillance Pricing)
00:03:47 – #2: Data Brokers Are Selling Your Information
00:06:06 – #3: Targeted Ads Exploit Your Spending Habits
00:08:13 – How to Protect Yourself & Final Takeaways
🔗 Money Guy's Ultimate Guide to Budgeting → moneyguy.com/guide/budgeting
🔗 Ultimate Guide to Mastering Your Money Mindset → moneyguy.com/guide/money-mindset
🔗 Financial Order of Operations (FOO) → moneyguy.com/guide/foo
🔗 What 1% More Can Do For You → moneyguy.com/resource/what-1-more-can-do-for-you
🔗 How to Buy a Car the Right Way → moneyguy.com/guide/buying-a-car
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
Artificial intelligence is making it easier than ever for companies to use your personal data to influence what you pay and what you buy. Learn how dynamic pricing, data brokers, and targeted advertising work—and discover practical ways to protect your privacy, avoid overpaying, and make smarter financial decisions in an increasingly data-driven world.
Timestamps
00:00:00 – The Creepy Way Companies Are Charging You More
00:00:21 – #1: Dynamic Pricing (Surveillance Pricing)
00:03:47 – #2: Data Brokers Are Selling Your Information
00:06:06 – #3: Targeted Ads Exploit Your Spending Habits
00:08:13 – How to Protect Yourself & Final Takeaways
🔗 Money Guy's Ultimate Guide to Budgeting → moneyguy.com/guide/budgeting
🔗 Ultimate Guide to Mastering Your Money Mindset → moneyguy.com/guide/money-mindset
🔗 Financial Order of Operations (FOO) → moneyguy.com/guide/foo
🔗 What 1% More Can Do For You → moneyguy.com/resource/what-1-more-can-do-for-you
🔗 How to Buy a Car the Right Way → moneyguy.com/guide/buying-a-car
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
