Uploaded September 2024 | Updated September 2026, 1 week ago

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Ready to leave your broke era behind? Here are 12 game-changing tips that helped me level up financially and start living my best life! 💸✨
✧ let's keep these chats going ✧
Instagram: @nikaerculj instagram.com/nikaerculj
TikTok: @nikitaerculj tiktok.com/@nikitaerculj

💸 Budget I use (get 10% off with code NIKA10): coplenty.com/?ref=nika

✧ videos mentioned ✧
Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸 youtu.be/z8dcZvTHmj0
Your Shopping Habits are Keeping you Poor: 10 Micro Habits to Stop Overspending & Level UP! youtu.be/p9e7SQuzBvg

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THE ULTIMATE FALL GUIDE | how to romanticize the season, bucket list ideas, current trends & more!🍂 youtu.be/U-JxUlxx__Q
How I Organise *EVERYTHING* | 7 Secrets to Become the Most Productive & Organised Person You Know youtu.be/l8-PElAmkW8
8 Habits of Highly Successful People | Change Your Story, Reach Your Goals & Actually Level Up youtu.be/32mX6pdem-E

☁️ notion life design planner template: nikatemplates.com/store/p/lifedesignplanner
(set, plan + track all your goals, tasks, routines & habits)

✧ self-help books that changed my life: amzn.to/3qhdSM2

my book:
Amazon: amzn.to/3386uY6

contact (brand work only)
email: inquiries@nikaerculj.com

music:
♪ Free Music for Videos 👉 Music by Sonic Nothing - Blush - thmatc.co/?l=E645C665

timestamps:
00:00-01:10 money glow up
01:10-04:32 money mindset hack
04:32-06:30 sticking to a budget
06:30-07:25 financial reset
07:25-08:38 saving 101
08:38-09:56 bank benefits
09:56-11:32 future vision
11:32-12:43 secret funds
12:43-16:41 investing for beginners
16:41-17:56 lifestyle inflation

FTC: This video is not sponsored