Uploaded September 2025 | Updated September 2026, 11 hours ago
Can institutional adoption and decentralization really work together? Ripple CTO and XRPL co-creator David Schwartz thinks so. In this first episode of Onchain Economy, Schwartz explains why DeFi and TradFi aren’t at odds—and how tokenized real-world assets, onchain credit, and decentralized exchanges are creating financial products people actually want.
Discover why institutions are turning to neutral, decentralized blockchains like XRPL, and why this shift could drive massive growth in the onchain economy.
Can institutional adoption and decentralization really work together? Ripple CTO and XRPL co-creator David Schwartz thinks so. In this first episode of Onchain Economy, Schwartz explains why DeFi and TradFi aren’t at odds—and how tokenized real-world assets, onchain credit, and decentralized exchanges are creating financial products people actually want.
Discover why institutions are turning to neutral, decentralized blockchains like XRPL, and why this shift could drive massive growth in the onchain economy.










