Uploaded July 2026 | Updated September 2026, 2 weeks ago
Last summer I was driving back to the UK when Hannah rang: "I don't know how to say this, we only have £6 left in our account."
This is the full story of what moving our family to Portugal actually cost. The £30,000 mortgage penalty. The procession of fees. The villa held together by duct tape and wishful thinking. Going from £100K months to six quid and why, weirdly, I'd probably do it all again.
We're documenting what starting again really looks like, not the highlight reel. New episode every Sunday, 10am UK.
Next week: the villa — what we've done, and what we'd never do again.
📱 Want to support us? Our apps are a couple of quid and it genuinely helps:
blackoutcards.com
Work with us
themichalaks.co.uk
Stef x
Last summer I was driving back to the UK when Hannah rang: "I don't know how to say this, we only have £6 left in our account."
This is the full story of what moving our family to Portugal actually cost. The £30,000 mortgage penalty. The procession of fees. The villa held together by duct tape and wishful thinking. Going from £100K months to six quid and why, weirdly, I'd probably do it all again.
We're documenting what starting again really looks like, not the highlight reel. New episode every Sunday, 10am UK.
Next week: the villa — what we've done, and what we'd never do again.
📱 Want to support us? Our apps are a couple of quid and it genuinely helps:
blackoutcards.com
Work with us
themichalaks.co.uk
Stef x



![The Secret Four Words That Can Turn Any Idea Into Reality
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Hey guys,
We’re still in the strange limbo of waiting on our house sale, so with little else to do, I decided to sit down and talk through my last 20 years of trying to succeed online—an adventure packed with more flops than I can count (and a few satisfying wins!).
In this video, I share the story behind my first venture, inspired by a quirky pixel grid site that kicked off my obsession with creating online businesses. From there, it’s been a rollercoaster of ideas, challenges, and pivots, all leading up to our latest success with BlackoutCards. I dive into some hard-learned lessons on resilience, why flops aren’t failures, and the relentless drive you need to keep going.
Whether you’re just curious about what goes on behind the scenes or thinking of starting your own venture, this one’s for you.
I talk about the ups, the downs, and why I’ve always believed that if you have an idea, the best approach is simply to “just [ ] do it.”
See you next week :) The Secret Four Words That Can Turn Any Idea Into Reality](https://i.ytimg.com/vi/Me-TCjWjQxU/mqdefault.jpg)






