Uploaded May 2025 | Updated September 2026, 2 weeks ago
Winter is over in Canada! But here's some food for thought for next year's freezing temps. Michelle Stirling, our Communications Manager reports that she received a 'tip' from her insurance company that during winter it was important to maintain 18 degrees Celsius in the building housing her small business to ensure that water pipes would not freeze; if not sustained at 18 deg C, and if pipes froze and burst, then an insured party might not be validated for any insurance claims. This is truly an ironic situation, as Michelle reports.
Ever since Mark Carney's influential speech to Lloyd's of London in Sept. 2015 on "Breaking the Tragedy of the Horizon," most institutional investors, pensions funds and insurance companies have jumped on the climate catastrophe bandwagon.
Governments and insurance companies have told citizens to turn DOWN their thermostats to reduce emissions to 'save the planet' ...put on a sweater...turn down the heat at night. No one mentioned that your pipes might freeze and burst! Who explained that if your pipes burst due to you trying to comply with climate dogma. that you might not be compensated via your insurance company! But the Insurance Companies OWN actuarial records that show this claim of a 'climate emergency' is nonsensical and based on the outlier scenario RCP 8.5.
Here is Friends of Science report on this matter: friendsofscience.org/assets/documents/Acturaries_Misguided_Oct_06_2019_FINAL.pdf
It appears that ever since Mark Carney's speech to Lloyd's of London, the insurance industry has jumped on the climate change bandwagon, but they are talking out of two sides of their mouth! One - reduce emissions at home or in your small business, turn down the heat and put on a sweater; Two - hey, if you turned the heat down below 18 degrees Celsius and your pipes burst, even if you were wearing a sweater, ...hey. Not our problem.
Winter is over in Canada! But here's some food for thought for next year's freezing temps. Michelle Stirling, our Communications Manager reports that she received a 'tip' from her insurance company that during winter it was important to maintain 18 degrees Celsius in the building housing her small business to ensure that water pipes would not freeze; if not sustained at 18 deg C, and if pipes froze and burst, then an insured party might not be validated for any insurance claims. This is truly an ironic situation, as Michelle reports.
Ever since Mark Carney's influential speech to Lloyd's of London in Sept. 2015 on "Breaking the Tragedy of the Horizon," most institutional investors, pensions funds and insurance companies have jumped on the climate catastrophe bandwagon.
Governments and insurance companies have told citizens to turn DOWN their thermostats to reduce emissions to 'save the planet' ...put on a sweater...turn down the heat at night. No one mentioned that your pipes might freeze and burst! Who explained that if your pipes burst due to you trying to comply with climate dogma. that you might not be compensated via your insurance company! But the Insurance Companies OWN actuarial records that show this claim of a 'climate emergency' is nonsensical and based on the outlier scenario RCP 8.5.
Here is Friends of Science report on this matter: friendsofscience.org/assets/documents/Acturaries_Misguided_Oct_06_2019_FINAL.pdf
It appears that ever since Mark Carney's speech to Lloyd's of London, the insurance industry has jumped on the climate change bandwagon, but they are talking out of two sides of their mouth! One - reduce emissions at home or in your small business, turn down the heat and put on a sweater; Two - hey, if you turned the heat down below 18 degrees Celsius and your pipes burst, even if you were wearing a sweater, ...hey. Not our problem.
