Uploaded March 2026 | Updated September 2026, 1 week ago
This podcast episode explores the financial fears many Americans, especially expats in Portugal, are facing in 2026, from currency fluctuations and stock market uncertainty to political anxiety in the U.S. The speakers explain that fear and emotional decision-making are often bigger risks than the market itself, and emphasize the importance of long-term planning, diversification, and understanding currency risk when living abroad.
Link for webinar with Kalie:
greenoceanglobal.net/webinar/synchronizing-your-post-portugal-reality-how-to-plan-your-life-with-kalie-from-expats-everywhere
🎙️ Welcome to the ExpatsEverywhere Podcast!
Join us on the journey of learning about Portugal and expat life around the world. Each week, we bring you expert interviews, insightful commentary, and real-life stories to help you navigate your move abroad with confidence.
💼 Green Ocean Global | Financial Advisory for Expats
Schedule a free 15-minute intro call with John, our trusted financial advisor:
calendly.com/johnoceansgreen (Choose the ExpatsEverywhere Intro Call)
WorldPost - Mail Forwarding and Virtual Mailbox
worldpost.io
Slate and Key | The Key to Your New Life in the Iberian Peninsula
slateandkey.com
🎉 Love what we’re doing? Join the movement.
Be a part of our community on Patreon and get early bonus content, behind-the-scenes updates, and connect with fellow expats moving to and living in Portugal:
👉 patreon.com/expatseverywhere
🌍 About Us
We’re Josh and Kalie, and we’ve been living abroad since 2009. Our expat journey has taken us through Spain, South Korea, Saudi Arabia, Singapore, and now Portugal. We share what we’ve learned to help you move abroad smarter and live abroad better.
📌 Portugal Visa Help
We created two step-by-step courses to help you DIY your D7 or Remote Worker visa for Portugal. Podcast listeners get $10 off any course with code: PODCAST
👉 D7 Visa Course: expatseverywhere.thinkific.com
👉 Remote Worker Visa Course: expatseverywhere.thinkific.com/courses/remote-worker-visa
🛠️ Useful Expat Resources
Here are tools and services we use and recommend. Some links are affiliate links that support our work—thank you!
💸 Transfer Money
Wise (formerly TransferWise): https://transferwise.prf.hn/click/camref:1011lfsFy/ar:channelwide/destination:https%3A%2F%2Ftransferwise.com%2Fc%2Fexpatseverywhere
Spartan FX (speak to a specialist): spartanfx.co.uk/fx-partner.php?sfxtrack=expatseverywhere
📺 Watch Your Shows Abroad
SurfShark VPN – Get 40% off: get.surfshark.net/aff_c?offer_id=6&aff_id=5969
🛡️ Digital Security
Aura – 2-week free trial: aura.com/expatseverywhere
🏦 NIF & Bank Setup in Portugal
Bordr – $10 off NIF and/or bank account: bordr.com/?via=expatseverywhere
🌐 Insurance Abroad
SafetyWing – Travel & expat health insurance: tinyurl.com/ykt5e73w
🗣️ Learn Portuguese
Ling App – Yearly subscription offer: ling-app.com/offer-yearly-subscription/?affiliateId=expatseverywhere
Portuguese with Carla: journey.portuguesewithcarla.com/offer-collab/?ref=7
Mia Esmeriz Academy: school.learn-portuguese.org/courses?affcode=206686_p6olvjck
📬 Mail Forwarding
World Post: worldpost.anytimemailbox.com/signup
💰 Taxes for Expats
Taxes for Expats – Get $25 off: taxesforexpats.com/ref/239
📬 Get in Touch
Email: info@expatseverywhere.com
Website: expatseverywhere.com
Instagram: instagram.com/expatseverywhere
Facebook: facebook.com/expatseverywhere
Twitter: twitter.com/expert_expat
00:00 Intro
00:30 Podcast Sponsors
02:47 Interview Starts
03:20 Biggest Financial Fears When Moving Abroad
04:55 USD vs Euro – Are Expats Losing Money?
07:18 When to Convert USD to Euros
11:50 Why Every Expat Needs a Financial Plan
14:02 Stock Market vs Long-Term Investing Strategy
16:24 Is the U.S. Economy Really That Bad?
18:48 Why Rich People Keep Getting Richer (K-Shaped Economy)
21:07 How to Start Building Wealth
25:38 Why Smart People Struggle With Money
27:48 The First Step to Financial Planning
31:58 Retirement Planning vs Enjoying Life Now
34:20 The American Dream vs Living Abroad
40:50 Roth IRA Taxes for Americans in Portugal
45:30 Why People Avoid Financial Advisors
#ExpatsEverywhere #MoveAbroad #portugalpodcast
This podcast episode explores the financial fears many Americans, especially expats in Portugal, are facing in 2026, from currency fluctuations and stock market uncertainty to political anxiety in the U.S. The speakers explain that fear and emotional decision-making are often bigger risks than the market itself, and emphasize the importance of long-term planning, diversification, and understanding currency risk when living abroad.
Link for webinar with Kalie:
greenoceanglobal.net/webinar/synchronizing-your-post-portugal-reality-how-to-plan-your-life-with-kalie-from-expats-everywhere
🎙️ Welcome to the ExpatsEverywhere Podcast!
Join us on the journey of learning about Portugal and expat life around the world. Each week, we bring you expert interviews, insightful commentary, and real-life stories to help you navigate your move abroad with confidence.
💼 Green Ocean Global | Financial Advisory for Expats
Schedule a free 15-minute intro call with John, our trusted financial advisor:
calendly.com/johnoceansgreen (Choose the ExpatsEverywhere Intro Call)
WorldPost - Mail Forwarding and Virtual Mailbox
worldpost.io
Slate and Key | The Key to Your New Life in the Iberian Peninsula
slateandkey.com
🎉 Love what we’re doing? Join the movement.
Be a part of our community on Patreon and get early bonus content, behind-the-scenes updates, and connect with fellow expats moving to and living in Portugal:
👉 patreon.com/expatseverywhere
🌍 About Us
We’re Josh and Kalie, and we’ve been living abroad since 2009. Our expat journey has taken us through Spain, South Korea, Saudi Arabia, Singapore, and now Portugal. We share what we’ve learned to help you move abroad smarter and live abroad better.
📌 Portugal Visa Help
We created two step-by-step courses to help you DIY your D7 or Remote Worker visa for Portugal. Podcast listeners get $10 off any course with code: PODCAST
👉 D7 Visa Course: expatseverywhere.thinkific.com
👉 Remote Worker Visa Course: expatseverywhere.thinkific.com/courses/remote-worker-visa
🛠️ Useful Expat Resources
Here are tools and services we use and recommend. Some links are affiliate links that support our work—thank you!
💸 Transfer Money
Wise (formerly TransferWise): https://transferwise.prf.hn/click/camref:1011lfsFy/ar:channelwide/destination:https%3A%2F%2Ftransferwise.com%2Fc%2Fexpatseverywhere
Spartan FX (speak to a specialist): spartanfx.co.uk/fx-partner.php?sfxtrack=expatseverywhere
📺 Watch Your Shows Abroad
SurfShark VPN – Get 40% off: get.surfshark.net/aff_c?offer_id=6&aff_id=5969
🛡️ Digital Security
Aura – 2-week free trial: aura.com/expatseverywhere
🏦 NIF & Bank Setup in Portugal
Bordr – $10 off NIF and/or bank account: bordr.com/?via=expatseverywhere
🌐 Insurance Abroad
SafetyWing – Travel & expat health insurance: tinyurl.com/ykt5e73w
🗣️ Learn Portuguese
Ling App – Yearly subscription offer: ling-app.com/offer-yearly-subscription/?affiliateId=expatseverywhere
Portuguese with Carla: journey.portuguesewithcarla.com/offer-collab/?ref=7
Mia Esmeriz Academy: school.learn-portuguese.org/courses?affcode=206686_p6olvjck
📬 Mail Forwarding
World Post: worldpost.anytimemailbox.com/signup
💰 Taxes for Expats
Taxes for Expats – Get $25 off: taxesforexpats.com/ref/239
📬 Get in Touch
Email: info@expatseverywhere.com
Website: expatseverywhere.com
Instagram: instagram.com/expatseverywhere
Facebook: facebook.com/expatseverywhere
Twitter: twitter.com/expert_expat
00:00 Intro
00:30 Podcast Sponsors
02:47 Interview Starts
03:20 Biggest Financial Fears When Moving Abroad
04:55 USD vs Euro – Are Expats Losing Money?
07:18 When to Convert USD to Euros
11:50 Why Every Expat Needs a Financial Plan
14:02 Stock Market vs Long-Term Investing Strategy
16:24 Is the U.S. Economy Really That Bad?
18:48 Why Rich People Keep Getting Richer (K-Shaped Economy)
21:07 How to Start Building Wealth
25:38 Why Smart People Struggle With Money
27:48 The First Step to Financial Planning
31:58 Retirement Planning vs Enjoying Life Now
34:20 The American Dream vs Living Abroad
40:50 Roth IRA Taxes for Americans in Portugal
45:30 Why People Avoid Financial Advisors
#ExpatsEverywhere #MoveAbroad #portugalpodcast
