Uploaded June 2026 | Updated September 2026, 1 week ago
In this episode, Mark shares the biggest mistakes he made when moving from Florida to Portugal—including unexpected tax bills, housing challenges, costly planning oversights, along with practical lessons on sequencing your move, managing finances, and building a successful life abroad.
New Portuguese Law Update: youtube.com/watch?v=dafKcTVHTys
NHR 2.0, officially called IFICI (Tax Incentive for Scientific Research and Innovation), is Portugal’s replacement for the old NHR regime, aimed at attracting highly qualified professionals working in eligible research, technology, innovation, startup, and export-oriented sectors. It generally offers a 20% flat tax rate on qualifying Portuguese employment or self-employment income for up to 10 years, along with exemptions on many types of foreign-source income, provided specific eligibility requirements are met.
🎙️ Welcome to the ExpatsEverywhere Podcast!
Join us on the journey of learning about Portugal and expat life around the world. Each week, we bring you expert interviews, insightful commentary, and real-life stories to help you navigate your move abroad with confidence.
💼 Green Ocean Global | Financial Advisory for Expats
Schedule a free 15-minute intro call with John, our trusted financial advisor:
calendly.com/johnoceansgreen (Choose the ExpatsEverywhere Intro Call)
WorldPost - Mail Forwarding and Virtual Mailbox
worldpost.io
Slate and Key | The Key to Your New Life in the Iberian Peninsula
slateandkey.com
🎉 Love what we’re doing? Join the movement.
Be a part of our community on Patreon and get early bonus content, behind-the-scenes updates, and connect with fellow expats moving to and living in Portugal:
👉 patreon.com/expatseverywhere
🌍 About Us
We’re Josh and Kalie, and we’ve been living abroad since 2009. Our expat journey has taken us through Spain, South Korea, Saudi Arabia, Singapore, and now Portugal. We share what we’ve learned to help you move abroad smarter and live abroad better.
📌 Portugal Visa Help
We created two step-by-step courses to help you DIY your D7 or Remote Worker visa for Portugal. Podcast listeners get $10 off any course with code: PODCAST
👉 D7 Visa Course: expatseverywhere.thinkific.com
👉 Remote Worker Visa Course: expatseverywhere.thinkific.com/courses/remote-worker-visa
🛠️ Useful Expat Resources
Here are tools and services we use and recommend. Some links are affiliate links that support our work—thank you!
💸 Transfer Money
Wise (formerly TransferWise): https://transferwise.prf.hn/click/camref:1011lfsFy/ar:channelwide/destination:https%3A%2F%2Ftransferwise.com%2Fc%2Fexpatseverywhere
Spartan FX (speak to a specialist): spartanfx.co.uk/fx-partner.php?sfxtrack=expatseverywhere
📺 Watch Your Shows Abroad
SurfShark VPN – Get 40% off: get.surfshark.net/aff_c?offer_id=6&aff_id=5969
🛡️ Digital Security
Aura – 2-week free trial: aura.com/expatseverywhere
🏦 NIF & Bank Setup in Portugal
Bordr – $10 off NIF and/or bank account: bordr.com/?via=expatseverywhere
🌐 Insurance Abroad
SafetyWing – Travel & expat health insurance: tinyurl.com/ykt5e73w
🗣️ Learn Portuguese
Ling App – Yearly subscription offer: ling-app.com/offer-yearly-subscription/?affiliateId=expatseverywhere
Portuguese with Carla: journey.portuguesewithcarla.com/offer-collab/?ref=7
Mia Esmeriz Academy: school.learn-portuguese.org/courses?affcode=206686_p6olvjck
📬 Mail Forwarding
World Post: worldpost.anytimemailbox.com/signup
💰 Taxes for Expats
Taxes for Expats – Get $25 off: taxesforexpats.com/ref/239
📬 Get in Touch
Email: info@expatseverywhere.com
Website: expatseverywhere.com
Instagram: instagram.com/expatseverywhere
Facebook: facebook.com/expatseverywhere
Twitter: twitter.com/expert_expat
00:00 Intro
00:30 Podcast Sponsor #1
01:43 Weekly Welcome
10:19 Podcast Sponsor #2
11:20 Interview Starts
14:42 NHR Tax Mistake & Unexpected Costs
16:09 Stock Options Tax Surprise
17:12 Recovering NHR Eligibility After a Job Change
19:36 Portugal Citizenship Rule Changes
21:56 Housing Challenges & Furnished Rentals
24:17 Why Their Original Housing Plan Failed
26:44 Choosing Family Needs Over Convenience
33:16 Budgeting for Housing in Portugal
37:07 Daily Life & Grocery Shopping in Portugal
44:32 Working Remotely from Portugal
46:59 Common Mistakes New Expats Make
51:26 Financial Mistakes Expats Often Overlook
51:38 Life Insurance Considerations for Americans Abroad
54:05 Wise vs Spartan FX for Money Transfers
58:06 How Portugal Changed Their Lives
#ExpatsEverywhere #MoveAbroad #PortugalPodcast
In this episode, Mark shares the biggest mistakes he made when moving from Florida to Portugal—including unexpected tax bills, housing challenges, costly planning oversights, along with practical lessons on sequencing your move, managing finances, and building a successful life abroad.
New Portuguese Law Update: youtube.com/watch?v=dafKcTVHTys
NHR 2.0, officially called IFICI (Tax Incentive for Scientific Research and Innovation), is Portugal’s replacement for the old NHR regime, aimed at attracting highly qualified professionals working in eligible research, technology, innovation, startup, and export-oriented sectors. It generally offers a 20% flat tax rate on qualifying Portuguese employment or self-employment income for up to 10 years, along with exemptions on many types of foreign-source income, provided specific eligibility requirements are met.
🎙️ Welcome to the ExpatsEverywhere Podcast!
Join us on the journey of learning about Portugal and expat life around the world. Each week, we bring you expert interviews, insightful commentary, and real-life stories to help you navigate your move abroad with confidence.
💼 Green Ocean Global | Financial Advisory for Expats
Schedule a free 15-minute intro call with John, our trusted financial advisor:
calendly.com/johnoceansgreen (Choose the ExpatsEverywhere Intro Call)
WorldPost - Mail Forwarding and Virtual Mailbox
worldpost.io
Slate and Key | The Key to Your New Life in the Iberian Peninsula
slateandkey.com
🎉 Love what we’re doing? Join the movement.
Be a part of our community on Patreon and get early bonus content, behind-the-scenes updates, and connect with fellow expats moving to and living in Portugal:
👉 patreon.com/expatseverywhere
🌍 About Us
We’re Josh and Kalie, and we’ve been living abroad since 2009. Our expat journey has taken us through Spain, South Korea, Saudi Arabia, Singapore, and now Portugal. We share what we’ve learned to help you move abroad smarter and live abroad better.
📌 Portugal Visa Help
We created two step-by-step courses to help you DIY your D7 or Remote Worker visa for Portugal. Podcast listeners get $10 off any course with code: PODCAST
👉 D7 Visa Course: expatseverywhere.thinkific.com
👉 Remote Worker Visa Course: expatseverywhere.thinkific.com/courses/remote-worker-visa
🛠️ Useful Expat Resources
Here are tools and services we use and recommend. Some links are affiliate links that support our work—thank you!
💸 Transfer Money
Wise (formerly TransferWise): https://transferwise.prf.hn/click/camref:1011lfsFy/ar:channelwide/destination:https%3A%2F%2Ftransferwise.com%2Fc%2Fexpatseverywhere
Spartan FX (speak to a specialist): spartanfx.co.uk/fx-partner.php?sfxtrack=expatseverywhere
📺 Watch Your Shows Abroad
SurfShark VPN – Get 40% off: get.surfshark.net/aff_c?offer_id=6&aff_id=5969
🛡️ Digital Security
Aura – 2-week free trial: aura.com/expatseverywhere
🏦 NIF & Bank Setup in Portugal
Bordr – $10 off NIF and/or bank account: bordr.com/?via=expatseverywhere
🌐 Insurance Abroad
SafetyWing – Travel & expat health insurance: tinyurl.com/ykt5e73w
🗣️ Learn Portuguese
Ling App – Yearly subscription offer: ling-app.com/offer-yearly-subscription/?affiliateId=expatseverywhere
Portuguese with Carla: journey.portuguesewithcarla.com/offer-collab/?ref=7
Mia Esmeriz Academy: school.learn-portuguese.org/courses?affcode=206686_p6olvjck
📬 Mail Forwarding
World Post: worldpost.anytimemailbox.com/signup
💰 Taxes for Expats
Taxes for Expats – Get $25 off: taxesforexpats.com/ref/239
📬 Get in Touch
Email: info@expatseverywhere.com
Website: expatseverywhere.com
Instagram: instagram.com/expatseverywhere
Facebook: facebook.com/expatseverywhere
Twitter: twitter.com/expert_expat
00:00 Intro
00:30 Podcast Sponsor #1
01:43 Weekly Welcome
10:19 Podcast Sponsor #2
11:20 Interview Starts
14:42 NHR Tax Mistake & Unexpected Costs
16:09 Stock Options Tax Surprise
17:12 Recovering NHR Eligibility After a Job Change
19:36 Portugal Citizenship Rule Changes
21:56 Housing Challenges & Furnished Rentals
24:17 Why Their Original Housing Plan Failed
26:44 Choosing Family Needs Over Convenience
33:16 Budgeting for Housing in Portugal
37:07 Daily Life & Grocery Shopping in Portugal
44:32 Working Remotely from Portugal
46:59 Common Mistakes New Expats Make
51:26 Financial Mistakes Expats Often Overlook
51:38 Life Insurance Considerations for Americans Abroad
54:05 Wise vs Spartan FX for Money Transfers
58:06 How Portugal Changed Their Lives
#ExpatsEverywhere #MoveAbroad #PortugalPodcast
