The two-in-ten rule with Dr. Dave Kohl | Mind Your Farm Business,  Ep 117 @RealAgricultureMedia
The two-in-ten rule with Dr. Dave Kohl | Mind Your Farm Business,  Ep 117  @RealAgricultureMedia
Uploaded August 2026 | Updated September 2026, 2 weeks ago
On this episode of the Mind Your Farm Business podcast, host Shaun Haney sits down with agricultural business management expert Dr. David Kohl to discuss what separates the most resilient and successful farm businesses from the rest.

They dive into Kohl’s “two-in-ten” rule, with the idea that in commodity agriculture, farmers may have two great years out of every 10, while the other eight years are about managing risk, protecting capital, and working toward profitability.

Kohl shares what top-performing farm businesses are doing differently, including financial transparency, working capital management, sensitivity analysis, and having clear financial guardrails in place before volatility hits.

He also introduces the concept of “AQ”, as well as the dangers of emotional decision-making and practical benchmarks for working capital. The conversation continues with how to tackle growth, taxes, and having a deliberate plan for profits.

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The "two-in-ten" rule with Dr. Dave Kohl | Mind Your Farm Business, Ep 117

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