Uploaded March 2015 | Updated September 2026, 4 days ago
Investing and retirement accounts are great ways to make and save money. But what the heck IS a 401K, or a stock or mutual fund or dividend?! Let's learn how to fill your Gringotts vault just like Harry Potter!
Support How to Adult on Patreon at patreon.com/howtoadult
HOW TO ADULT Posters Now Available from DFTBA Records!
store.dftba.com/collections/how-to-adult
Merchandise from Mike (including "Reading Changes Us" and "Everything Not Saved Will Be Lost" posters!):
store.dftba.com/collections/t-michael-martin
VIDEO LINKS:
Compound interest calculator: moneychimp.com/calculator/compound_interest_calculator.htm
Info on average stock market returns: moneychimp.com/features/market_cagr.htm
Info on retirement account fees: bankrate.com/finance/retirement/take-steps-to-curb-retirement-plan-fees-1.aspx
Roth IRAs vs 401(k)s: time.com/money/3404604/401k-roth-ira-max-out-first ; bankrate.com/finance/retirement/roth-ira-beats-401-k-in-key-ways-1.aspx
"How to Adult" is a "life skills" edutainment channel brought to you by Executive Producers Hank Green and John Green. Subscribe for new videos every week!
Tumblr: learnhowtoadult.tumblr.com
Twitter: twitter.com/learnhowtoadult
Facebook: facebook.com/learnhowtoadult
Created by:
Emma Mills & T. Michael (Mike) Martin
youtube.com/elmify
youtube.com/tmikemartin
Mike is also a Young Adult novelist. His book, THE END GAMES, is available at all online booksellers, including
Indiebound (indiebound.org/book/9780062201812?aff=tmichaelmartin ) and Amazon: (amazon.com/gp/product/0062201816/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=0062201816&linkCode=as2&tag=tmicmar-20&linkId=CF4ULRBEW6LATV3C)
Written by:
Alan Lastufka & T. Michael Martin
(alandistro.tumblr.com)
Directed by:
T. Michael Martin
Edited by:
Nathan Talbott
(youtube.com/nathantalbott)
Executive Producers:
Hank & John Green
youtube.com/vlogbrothers
Investing and retirement accounts are great ways to make and save money. But what the heck IS a 401K, or a stock or mutual fund or dividend?! Let's learn how to fill your Gringotts vault just like Harry Potter!
Support How to Adult on Patreon at patreon.com/howtoadult
HOW TO ADULT Posters Now Available from DFTBA Records!
store.dftba.com/collections/how-to-adult
Merchandise from Mike (including "Reading Changes Us" and "Everything Not Saved Will Be Lost" posters!):
store.dftba.com/collections/t-michael-martin
VIDEO LINKS:
Compound interest calculator: moneychimp.com/calculator/compound_interest_calculator.htm
Info on average stock market returns: moneychimp.com/features/market_cagr.htm
Info on retirement account fees: bankrate.com/finance/retirement/take-steps-to-curb-retirement-plan-fees-1.aspx
Roth IRAs vs 401(k)s: time.com/money/3404604/401k-roth-ira-max-out-first ; bankrate.com/finance/retirement/roth-ira-beats-401-k-in-key-ways-1.aspx
"How to Adult" is a "life skills" edutainment channel brought to you by Executive Producers Hank Green and John Green. Subscribe for new videos every week!
Tumblr: learnhowtoadult.tumblr.com
Twitter: twitter.com/learnhowtoadult
Facebook: facebook.com/learnhowtoadult
Created by:
Emma Mills & T. Michael (Mike) Martin
youtube.com/elmify
youtube.com/tmikemartin
Mike is also a Young Adult novelist. His book, THE END GAMES, is available at all online booksellers, including
Indiebound (indiebound.org/book/9780062201812?aff=tmichaelmartin ) and Amazon: (amazon.com/gp/product/0062201816/ref=as_li_tl?ie=UTF8&camp=1789&creative=390957&creativeASIN=0062201816&linkCode=as2&tag=tmicmar-20&linkId=CF4ULRBEW6LATV3C)
Written by:
Alan Lastufka & T. Michael Martin
(alandistro.tumblr.com)
Directed by:
T. Michael Martin
Edited by:
Nathan Talbott
(youtube.com/nathantalbott)
Executive Producers:
Hank & John Green
youtube.com/vlogbrothers
![Debt Pt. 2: Paying It Back
Visit https://www.nationaldebtrelief.com/HTA to get a free report comparing all your debt relief options.
Paying back debt can be a difficult and stressful endeavor. But with a deep breath, a plan of attack, and some research, you can get off to a good start.
Huge thanks to Sarah Manuel for supporting us on Patreon!
Support How to Adult on Patreon at http://www.patreon.com/howtoadult
Or at DFTBA Records!
http://store.dftba.com/collections/how-to-adult
How to Adult is a life skills edutainment channel brought to you by Executive Producers Hank Green and John Green. Subscribe for new videos!
Tumblr: http://learnhowtoadult.tumblr.com
Twitter: http://www.twitter.com/learnhowtoadult
Facebook: http://www.facebook.com/learnhowtoadult
Sources:
https://www.nytimes.com/2017/05/17/business/dealbook/household-debt-united-states.html
https://www.forbes.com/sites/robertberger/2017/07/20/debt-snowball-versus-debt-avalanche-what-the-academic-research-shows/#6b2063ec1454
https://www.consumer.ftc.gov/topics/dealing-debt
Researching services:
https://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor
Producer Caitlin Hofmeister on Avocado Toast:
http://thefinancialdiet.com/8-things-expected-feel-guilty-spending-money-shouldnt/
On Budgeting:
Financial Diet - https://www.youtube.com/watch?v=ej9xIFrMDRM
How to Adult - https://www.youtube.com/watch?v=VMleQotn-oA
A Conversation About Budgeting ft. The Financial Diet [HTA&TFD]:
https://www.youtube.com/watch?v=PMTHDvChLDA
On Freelancing:
https://www.youtube.com/watch?v=hLOzghe4W4Q Debt Pt. 2: Paying It Back](https://i.ytimg.com/vi/HU2zMtnKLYQ/mqdefault.jpg)









