Uploaded November 2025 | Updated September 2026, 2 weeks ago
📉 The cash ISA limit is changing. From 2027, it’s being cut to £12,000 for those under 65.
If you currently use the full £20,000 ISA allowance for cash savings, this could affect you. Andy explains what it means, and why a Stocks & Shares ISA might offer more flexibility, including potentially lower-risk options like overnight rate ETFs.
Read the full breakdown here: blog.investengine.com/autumn-budget-2025-what-it-means-for-your-money
[Capital at risk. Tax treatment dependent on individual circumstance and may be subject to change.]
📉 The cash ISA limit is changing. From 2027, it’s being cut to £12,000 for those under 65.
If you currently use the full £20,000 ISA allowance for cash savings, this could affect you. Andy explains what it means, and why a Stocks & Shares ISA might offer more flexibility, including potentially lower-risk options like overnight rate ETFs.
Read the full breakdown here: blog.investengine.com/autumn-budget-2025-what-it-means-for-your-money
[Capital at risk. Tax treatment dependent on individual circumstance and may be subject to change.]







![Active ETFs vs Active Mutual Funds: What’s the Difference?
What’s the difference between an active ETF and an active mutual fund? [In paid partnership with J.P. Morgan Asset Management]
They both aim to beat the market, but how they’re built, traded, and priced can make a big difference to investors.
In this video, Andrew Prosser, Head of Investments at InvestEngine, breaks down:
- How active ETFs and active mutual funds work
- Key differences in trading, transparency and fees
- When each structure might make sense
- Why active ETFs are becoming more popular with modern investors
00:00 Active ETFs vs Active Mutual Funds
00:15 The basics
00:44 What are the key differences
01:29 Which is better? Active ETFs vs Active Mutual Funds
👉 Explore J.P. Morgan ETFs on InvestEngine: https://investengine.com/etfs/jp-morgan/
👉 Learn more about ETF investing on our blog: https://blog.investengine.com/
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Disclaimer: Capital at risk. The value of your portfolio with InvestEngine can go down as well as up, and you may get back less than you invest. ETF costs also apply. This video is for information only and is not financial advice. Tax treatment depends on individual circumstances and may change. Past performance is not a reliable indicator of future results. Active ETFs vs Active Mutual Funds: What’s the Difference?](https://i.ytimg.com/vi/fslJbgSrUyY/mqdefault.jpg)


