Uploaded April 2025 | Updated September 2026, 1 hour ago
Jake Holehouse, CEO of HH Insurance Group, joins host Owen LaFave for a deep dive into a topic relevant to every Floridian: the cost of insurance in our wonderful but weather-prone state. Yes, Florida has experienced insurance challenges in recent years–especially when it comes to property, auto, flood, and marine insurance–but as Jake says, “It doesn’t have to be expensive in Florida.” This informative discussion starts with the impact of 2022 legislative reforms on stabilizing insurance rates, and why consumers may not see immediate reductions due to rising construction costs–even though the market is in a better position and continues to improve. In the meantime, Jake shares practical strategies home and business owners can use to reduce their premiums and mitigate expenses. He also explains the limitations of the National Flood Insurance Program (NFIP) and the unique vulnerabilities experienced by businesses in flood-prone areas. Finally, Jake and Owen look to the future with the rise of Insurtech–the use of AI and other technology–and consider reasons to feel optimistic about the state of insurance in Florida.
WATCH NEXT: GUIDEPOINT SECURITY | GARY BROCKHOUSE, CISO
youtu.be/M69QAVgop6A?si=UkgTwWf0nKsicQrh
SUBSCRIBE: youtube.com/@UCz_7yNs7dOuyKApAkohqJIQ
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The Bank of Tampa | Member FDIC
Jake Holehouse, CEO of HH Insurance Group, joins host Owen LaFave for a deep dive into a topic relevant to every Floridian: the cost of insurance in our wonderful but weather-prone state. Yes, Florida has experienced insurance challenges in recent years–especially when it comes to property, auto, flood, and marine insurance–but as Jake says, “It doesn’t have to be expensive in Florida.” This informative discussion starts with the impact of 2022 legislative reforms on stabilizing insurance rates, and why consumers may not see immediate reductions due to rising construction costs–even though the market is in a better position and continues to improve. In the meantime, Jake shares practical strategies home and business owners can use to reduce their premiums and mitigate expenses. He also explains the limitations of the National Flood Insurance Program (NFIP) and the unique vulnerabilities experienced by businesses in flood-prone areas. Finally, Jake and Owen look to the future with the rise of Insurtech–the use of AI and other technology–and consider reasons to feel optimistic about the state of insurance in Florida.
WATCH NEXT: GUIDEPOINT SECURITY | GARY BROCKHOUSE, CISO
youtu.be/M69QAVgop6A?si=UkgTwWf0nKsicQrh
SUBSCRIBE: youtube.com/@UCz_7yNs7dOuyKApAkohqJIQ
Follow The Money Market Podcast here:
Spotify: open.spotify.com/show/6e7E0DaJZQkuw339G7nGI4?si=790711b61bc4466b
Apple Podcasts: podcasts.apple.com/us/podcast/the-money-market-podcast/id1733948143
Instagram: instagram.com/moneymarketpodcast
Facebook: facebook.com/profile.php?id=61573906118470
Website: moneymarketpodcast.com
The Bank of Tampa | Member FDIC
