Running out of Money in Retirement @BeatTheBush

Uploaded September 2025 | Updated September 2026, 13 hours ago

The 4% rule is based on the trinity study. It is based on historical data and analyzes what would happen if you hold 50% stocks and 50% bonds with other percentages of splits analyzed also. However, no matter what you do, it is never 100% certainty that you will outlast your money. I talk about methods people use to increase your chance of success and also what I do to ensure a successful retirement.

#FIRE #FATFIRE #RETIREMENT #earlyretirement

Don’t beat around the bush, beat the bush!
I enjoy a good discussion but I like getting to the point even more.

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amazon.com/shop/BeatTheBush
youtube.com/@BeatTheBush
youtube.com/@BeatTheBushDIY
youtube.com/@BeatTheBushFoodnTravel

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instagram.com/TheBeatTheBush
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WARNING & DISCLAIMER:
All published content is for informational purposes only, and any opinions expressed are our own.

BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs.

BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies.

Copyright 2014-2025 BeatTheBush. All right reserved.

$She House Hacked and got FREE Rent My friend chirping mermaid house hacked for several years in San Francisco and I interviewed her about her experience. The principle is to rent a place but fill it with a lot of roommates that eventually can pay the entire price. Hence, the person managing everything could potentially live rent free or perhaps even make money doing so. The amount of time to manage things is not negligible so its in a way working to get free free. However, the way it is done can make a huge difference if becomes a simple business deal or it can be a way to live in a happy community you build yourself. DISCLAIMER: Please remember that youll need approval from your landlord to do house hacking and rent out the place to others. Always follow applicable local and state laws regarding subleasing. ► Moomoo, get up to 15 FREE stocks + 1 Share of TSLA or GOOG + $100 Terms and conditions apply https://j.moomoo.com/008UFx Her channel here: https://www.youtube.com/@ChirpingMermaid Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks + 1 Share of TSLA or GOOG + $100 Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$ $When is it Safe to Churn Credit Cards Sign up for Robinhood Gold here (the credit card is separate application): https://bit.ly/4ax33Yk This video is about how and when to churn credit cards, what it does to your score and when you can safely churn them. I also cover some of the core credit cards I like to use and some of the ones that are worthy of churning. Note all these cards has their own credit score requirements and are generally pretty high except for Discover which tends to be a starter card. I dont have many referral links for these, but Ill put them if I have them. Core Cards: Chase Freedom (5% rotating categories, they pick it) Discover (5% rotating categories, they pick it) Robinhood Gold ($50/year membership fee, 3% cash back, no foreign tx fees) USBank Cash+ (5% Utilities, you select it yourself quarterly but can stay the same) USBank Altitude Go (4% Restaurant, fall back card when we do not have 5% Restaurant categories) BofA Customized Cash Rewards (5.25% Online, 3.5% Costco, require Premium Rewards tier) Cards worth churning (usually $200 cashback on $500 spend in 3 months): Wells Fargo Active Cash Visa Sofi World Elite Mastercard Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$ $Early Retirement 5 Year Recap ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx Its been 5 years since I retired early and 7 years since I quit Engineering. This is a recap of what happened since then. #earlyretirement #fire #leanfire #retirementready Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$ $10 Minute Meals: Fried Rice ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx Secret soy sauce I used: https://amzn.to/49FC4JE (Warning, its expensive.) Making a quick healthy meal is one of my methods of saving a lot of time and money. When you know how to do it, it is delicious and it costs very little. You know what is in your food and you can buy ingredients as high grade as you want. This episode will concentrate on a fried rice and how to do it pretty easily in around 10 minutes! Walk in the kitchen with no prep (other than the meat in the freezer) and walk out with a hot meal. Wham bam, done! #10minutemeals #friedrice #quickhealthymeals Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$

$How to Quit Your Day Job If you hate your job, you might be thinking what it would be like to quit it once and for all. But how can you make your steady paycheck? I describe how I did it and what you can expect. Some precaution is necessary based on my experience. T-rex keychain: https://amzn.to/3I67uNH Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$ $Self-Heating Battery Works to -20C [Enjoybot] Get this 12V 200Ah Self-Heating Battery Here: https://bit.ly/3VSBzGz ($30 Off coupon code: BTB30) Enjoybot Official Store: https://bit.ly/3RV46tY I tested out Enjoybots self-heating battery. It works by using only energy from your charger of 4-6 amps and heat the battery until it is warm. It then stops the heating and continues charging as normal. I also did a capacity test along with maximum load test. It appears to do a cut off 5-10 seconds after you go over around 5% of maximum. Built with grade A prismatic cells and a 200 Amp BMS, it uses a dual 6 awg cable internally that can withstand heat up to 200C. Overall, it has excellent build quality with 3 separate temperature sensors for redundancy. Per usual, it also has battery balancing. Here are other sizes of their batteries on Enjoybots Amazon store: 12V 100Ah Self-Heating (group 24): https://amzn.to/45P3OKU 12V 100Ah Low-Temp (group 31): https://amzn.to/4eIv8yN 12V 150Ah Self-Heating (group 31): https://amzn.to/4eMcgPl 12V 200Ah Low-Temp (group 4D): https://amzn.to/4eRPCow 12V 200Ah Self-Heating (group 4D): https://amzn.to/3XWzr3c 12V 400Ah Low-Temp (group 8D): https://amzn.to/3xyBDDD 36V 100Ah Low-Temp Bluetooth (group 8D): https://amzn.to/3xyBOPj 48V 65Ah Low-Temp (group 4D): https://amzn.to/3zDOULt 48V 100Ah Low-Temp Bluetooth (group 8D): https://amzn.to/3VIoSyc Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$

Robo Vac that can change its own mop pads? MOVA MOBIUS 60

$12V or 48V Battery System When Starting from Scratch? Get this 12V 200Ah Battery here: https://bit.ly/3W0zQPQ (5% Off code: BTB) The 18U Server Rack I used: https://amzn.to/4hSvfbn This Redodo battery is a BEAST. I ran 220A through it for 20 minutes and it just wont quit! Capable of 400A surge of 5 seconds, it can handle huge surges without breaking a sweat! Im fully impressed by this since not all batteries are capable of surpassing the BMS current limit by so long. The capacity checks out at 209Ah and is a solid battery overall. When would you buy such a thing if you are thinking about building a battery bank yourself? If you do not have any batteries yet, I would recommend to go with a server rack because it has the cells connected in series already for you, has a circuit breaker, and also a battery balancer. All of this you would have to do yourself if you connect 4-12V batteries together yourself. However, these batteries are much lighter than a full on server rack battery at less than 50lb each. A server rack in comparison is around 100lbs. The size is also smaller and easier to fit in places and easier to handle. If you are building a 12V system, you can purchase one, and can later decide to upgrade by buying another unit. Just be sure to follow the proper procedure to connect them in parallel. #redodo #lifepo4battery #serverrack Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$ $SMALLEST 300Wh Power Station EVER from Etaker Get the Etaker P300 303Wh Power Station Here: https://amzn.to/4bMmigt (10% Off code: C4GGGUTY) Or the M2000 2008Wh Version here: https://amzn.to/4d5ObRH Official link: https://www.etakerpower.com/products/etaker-portable-power-station-p300 The ETaker P300 is one of the smallest power stations I have seen for this capacity. Look at any other one around this size and youll notice that they are around twice the volume. It is densely packed so you can save on space. Great for tight spaces like in a Van or a Car. During testing, the product performed well with near 90% efficiency coming out of both the 12V Car Adapter port and the 350W AC output port. It comes included with a 65W USBC AD power adapter and charge cable. Be careful though as the AC adapter gets pretty warm when charging at full power as most power adapters do when operating at maximum. It also comes with a car start function which charges your cars battery rather than supply enough current to turn the motor. Think of it as a charger for your battery that you can replenish and then when enough energy is stored, you can attempt a car starting. #etaker #p300 #powerstation #compactpowerstation Don’t beat around the bush, beat the bush! I enjoy a good discussion but I like getting to the point even more. ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, get up to 15 FREE stocks: Terms and conditions apply https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Watch my other videos at: https://amazon.com/shop/BeatTheBush https://youtube.com/@BeatTheBush https://youtube.com/@BeatTheBushDIY https://youtube.com/@BeatTheBushTech https://youtube.com/@BeatTheBushFoodnTravel Keep up with me at: https://instagram.com/TheBeatTheBush https://twitter.com/TheBeatTheBush https://facebook.com/BeatTheBush WARNING & DISCLAIMER: All published content is for informational purposes only, and any opinions expressed are our own. BeatTheBush nor his representatives will offer you investment advice, investment services of any kind, and/or legal services. Please contact the appropriate licensed professional for such needs. BeatTheBush nor his representatives will ask you for any private banking or investment account information. Please safeguard your data against criminal impersonators. Beware of scams often portrayed with misspellings of the social media accounts requesting transfers of digital currencies. Copyright 2014-2023 BeatTheBush. All right reserved.$