Uploaded July 2026 | Updated September 2026, 2 weeks ago
Mortgage rates are rising again hitting the highest levels we've seen in 2026. Have mortgage rates bottomed for 2026? Where do rates go from here? In this live housing market update, we’ll discuss how geopolitical tensions continue to impact oil prices, inflation, mortgage rates, and buyer confidence heading into the second half of the year. We’ll also break down the latest housing data and answer your real estate and mortgage questions live.
Start Here 👇🏻
✅ Are You Ready To Become A Homeowner? buyrightborrowsmart.com/quiz
✅Start your stress-free journey today: jebsmith.net/start?video=fRbu87iXKac
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0:00 Mortgage rates hit an 11-month high
0:22 Why rates reversed: the Iran ceasefire cracks and oil spikes
4:38 Inventory update: national numbers, Orange County, and which markets are rising vs. falling
11:53 Oil shock and the Fed's growing balance sheet: what's really fueling inflation
16:24 This week's data: jobs, inflation nowcasts, and Fed rate cut odds
18:16 Today's actual rates: 6.77%, plus the new AI tool on our site
21:30 Q&A: mortgages for non-citizens and what a war's end could do to rates
27:44 ARM loans: when they make sense, and when they don't
34:36 Refinancing to fixed vs. ARM, and the case for renting while you save
42:23 Debunking the "housing crash" chatter, market by market
46:50 Bond market 101: why yields drive your mortgage rate
51:47 What Realtor commissions and closing costs actually look like
58:07 What it would take for rates to drop below 5%
1:00:37 Wrap up: get your questions answered and next steps
==============================================
Watch This Next 👇🏻
➡️The Housing Market Just Flipped Against Sellers - youtube.com/live/SjI34z2Ve20
==============================================
Want to Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker
#HousingMarket #InterestRates #LIVE
Mortgage rates are rising again hitting the highest levels we've seen in 2026. Have mortgage rates bottomed for 2026? Where do rates go from here? In this live housing market update, we’ll discuss how geopolitical tensions continue to impact oil prices, inflation, mortgage rates, and buyer confidence heading into the second half of the year. We’ll also break down the latest housing data and answer your real estate and mortgage questions live.
Start Here 👇🏻
✅ Are You Ready To Become A Homeowner? buyrightborrowsmart.com/quiz
✅Start your stress-free journey today: jebsmith.net/start?video=fRbu87iXKac
==============================================
0:00 Mortgage rates hit an 11-month high
0:22 Why rates reversed: the Iran ceasefire cracks and oil spikes
4:38 Inventory update: national numbers, Orange County, and which markets are rising vs. falling
11:53 Oil shock and the Fed's growing balance sheet: what's really fueling inflation
16:24 This week's data: jobs, inflation nowcasts, and Fed rate cut odds
18:16 Today's actual rates: 6.77%, plus the new AI tool on our site
21:30 Q&A: mortgages for non-citizens and what a war's end could do to rates
27:44 ARM loans: when they make sense, and when they don't
34:36 Refinancing to fixed vs. ARM, and the case for renting while you save
42:23 Debunking the "housing crash" chatter, market by market
46:50 Bond market 101: why yields drive your mortgage rate
51:47 What Realtor commissions and closing costs actually look like
58:07 What it would take for rates to drop below 5%
1:00:37 Wrap up: get your questions answered and next steps
==============================================
Watch This Next 👇🏻
➡️The Housing Market Just Flipped Against Sellers - youtube.com/live/SjI34z2Ve20
==============================================
Want to Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker
#HousingMarket #InterestRates #LIVE
