Uploaded August 2026 | Updated September 2026, 2 weeks ago
Sarah Outtridge, 31, says she has cleared £12,000 of £34,856.67 in debt in one month after overhauling her spending and using the snowball method. The midwife, from Hackney, east London, had built up debt through cosmetic procedures, clothes, loans and other purchases, including spending up to £1,000 on clothes through Klarna in one month. She cancelled a £7,000 tummy tuck planned for September and used the money to clear her £3,250 Monzo credit card. Sarah is now working extra shifts, cutting her spending and putting around half of her £4,000 monthly income towards repayments. She hopes to clear the remaining debt by the end of 2027 before saving for an emergency fund and eventually a home.
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Sarah Outtridge, 31, says she has cleared £12,000 of £34,856.67 in debt in one month after overhauling her spending and using the snowball method. The midwife, from Hackney, east London, had built up debt through cosmetic procedures, clothes, loans and other purchases, including spending up to £1,000 on clothes through Klarna in one month. She cancelled a £7,000 tummy tuck planned for September and used the money to clear her £3,250 Monzo credit card. Sarah is now working extra shifts, cutting her spending and putting around half of her £4,000 monthly income towards repayments. She hopes to clear the remaining debt by the end of 2027 before saving for an emergency fund and eventually a home.
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To license this video for editorial or commercial use please contact video@swns.com
