It Will Be Normal For Millennials And Gen Z To Work Until Age 90 @TheJuliaLaRocheShow

The Julia La Roche Show | It Will Be Normal For Millennials And Gen Z To Work Until Age 90 @TheJuliaLaRocheShow | Uploaded January 2023 | Updated October 2024, 15 hours ago.
Ric Edelman (@ricedelman), one of the most influential people in the financial planning and investment management profession, joins Julia La Roche on episode 49 for a wide-ranging discussion on the economy, markets, retirement, Bitcoin, and more.

Edelman, ranked three times as the nation’s No. 1 Independent Financial Advisor by Barron’s, is also a best-selling author of a dozen books, including his newest, “The Truth About Crypto.” He’s also a top financial educator, host of The Truth About Your Future Podcast, and the founder of the Digital Assets Council of Financial Professionals (DACFP).

0:00 Intro
0:31 Macro view
1:30 Stock market is a leading indicator
2:40 Understanding the difference between the economy and the stock market
4:28 Separate the headlines from your financial planning goals
7:46 Technology is changing everything
9:44 Time to rethink the financial planning process
11:39 People are not financially prepared for retirement
13:22 Social Security
14:33 Rethinking retirement
17:27 Life-long learning 18:48 Higher education paradigm is completely shifting
21:23 Generation wealth transfer
23:19 A formula for how much you need to retire today
26:14 Thoughts on FIRE
29:18 Health of the population is a problem
31:50 No. 1 subject is crypto
33:50 Thoughts on crypto winter
35:40 Thoughts on SBF/FTX fiasco
39:12 Involved in crypto since 2012
45:03 Need for a financial advisor
50:52 Questions to ask an advisor
52:29 Bitcoin $150,000?
57:03 Stock market outlook?

#bitcoin #retirement #longevity

The U.S. Treasury Market Is The ‘Ultimate Wrecking Ball’

Brent Johnson On Why Were Headed Toward A Sovereign Debt And Currency Crisis

The Market Is Ahead Of The Fed | Convexity Maven Harley Bassman

$The Fed Is Afraid To Really Fight Inflation | Chris Whalen Investment banker and author Chris Whalen, chairman of Whalen Global Advisors, who is also the author of The Institutional Risk Analyst, returns to the show for episode 195 to discuss the current state of the economy. ✨ This episode is sponsored by Public.com. Lock in your 6.9% yield: https://public.com/julia ✨ Paid endorsement for Public Investing, Inc. Not investment advice. All investing involves the risk of loss, including loss of principal. Brokerage services for US Listed and registered securities, options and Bonds in a self-directed brokerage account are offered by Public Investing. ETFs, options and Bonds are available to US members only. *A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 fractional investment-grade and high-yield bonds. The 6.9% yield is the average annualized yield to maturity (YTM) across all ten bonds in the Bond Account, before fees, as of 8/23/2024. A bond’s yield is a function of its market price, which can fluctuate, and a bond’s YTM is “locked in” when the bond is purchased. Your yield at time of purchase may be different from the yield shown here. The “locked in” YTM is not guaranteed; you may receive less than the YTM of the bonds in the Bond Account if you sell any of the bonds before maturity, or if the issuer calls or defaults on the bond. While corporate bond yields should fall in reaction to a Federal Reserve rate cut, we cannot know whether that will be true of the bonds in the Bond Account, how quickly bond yields will respond, or how much they will decline. Public Investing charges a markup on each bond trade. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. Fractional Bonds also carry risks including liquidity risk, interest rate risk, credit risk, inflation risk, and potential tax liabilities. Read more about the risks associated with fixed income and fractional bonds and learn more about the Bond Account at https://public.com/disclosures/bond-account. Links: Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ Stanley Middleman book: https://www.amazon.com/Seeing-Around-Corners-Achieving-Business/dp/B0D5PTSJVC/ Chapters 00:00 Intro and welcome back Chris Whalen 01:04 Big picture view — is there a recession or not? 02:24 Labor market 03:44 Home prices 07:53 Recession 10:40 Rate policy 12:54 Fed is afraid to really fight inflation 14:00 Liquidity explained 17:00 Americans are looking to be bailed out 21:30 Intervention 23:05 Fed 24:50 Deficit 28:40 Election 32:36 Parting thoughts$

Omeed Malik On The Rise Of The Anti-ESG Economy

Why The Fed Is Worried About A Recession Next Year | Chris Whalen

We’re Pivoting To A Reflation Macro Regime — What It Means For Markets | Darius Dale

The Most Dangerous Time In US Financial History | Brian Hirschmann

How To Invest And Beat The Pros | Dr. Burton Malkiel

$The Economic Singularity: Weve Got 6 Years To Make As Much Money As We Possibly Can | Raoul Pal Raoul Pal, founder and CEO of Real Vision and author of the Global Macro Investor, joins Julia La Roche on episode 121 to share his macro outlook and why he thinks were headed for an Economic Singularity with the rise of AI. ✨ This episode is sponsored by Public.com. Lock in your 6.6% yield: https://public.com/julia ✨ Paid endorsement for Public Investing, Inc. Not investment advice. All investing involves the risk of loss, including loss of principal. Brokerage services for US Listed and registered securities, options and Bonds in a self-directed brokerage account are offered by Public Investing. ETFs, options and Bonds are available to US members only. *A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 fractional investment-grade and high-yield bonds. The 6.6% yield is the average annualized yield to maturity (YTM) across all ten bonds in the Bond Account, before fees, as of 9/18/2024. A bond’s yield is a function of its market price, which can fluctuate, and a bond’s YTM is “locked in” when the bond is purchased. Your yield at time of purchase may be different from the yield shown here. The “locked in” YTM is not guaranteed; you may receive less than the YTM of the bonds in the Bond Account if you sell any of the bonds before maturity, or if the issuer calls or defaults on the bond. While corporate bond yields should fall in reaction to a Federal Reserve rate cut, we cannot know whether that will be true of the bonds in the Bond Account, how quickly bond yields will respond, or how much they will decline. Public Investing charges a markup on each bond trade. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. Fractional Bonds also carry risks including liquidity risk, interest rate risk, credit risk, inflation risk, and potential tax liabilities. Read more about the risks associated with fixed income and fractional bonds and learn more about the Bond Account at https://public.com/disclosures/bond-account. Links: Twitter/X: https://twitter.com/raoulgmi GMI: https://globalmacroinvestor.com/ Real Vision: https://www.realvision.com/ Timestamps: 00:00 Welcome Raoul Pal and Real Visions 10-year anniversary 01:39 The Everything Code and macro cycles explained 05:38 Explaining liquidity and its sources 07:29 Central banks, liquidity, and currency debasement 11:42 Risk-taking and asset performance in the current environment 15:02 The exciting macro setup and market opportunities ahead 17:43 Addressing misconceptions about recessions and market bubbles 22:23 Federal Reserve rate cuts and inflation outlook 25:58 Raouls evolution to a more optimistic market view 34:45 The concept of Economic Singularity explained 38:20 AIs impact on productivity and economic growth 42:20 Preparing for the economic singularity in the next 6 years 43:58 Bitcoin as a high-performing asset 45:07 Real Visions past and future outlook 48:58 Closing thoughts on unf***ing your future$

Professor Steve Hanke Sees Decline In Inflation, Recession On The Way