Uploaded November 2025 | Updated September 2026, 1 week ago
“To invest or to save? That is the question,” says Pam McDonald, the Director of Communications and Education with the British Columbia Securities Commission. “With interest rates on savings accounts so low, more and more people are looking to invest in stocks, bonds and other securities,” continues McDonald. The challenge for those entering the market is how to navigate a complex investment environment, especially if they are endeavouring to do it themselves.
“Investment accounts, RRSPs, TFSAs, RESPs, Retirement Income Funds, First Home Savings Accounts, [and] Registered Disability Savings Plans are all options available to anyone who looks to increase the value of their financial portfolio," says McDonald. The challenge for new and even seasoned investors is choosing the right investment vehicle.
Colin Whelan of Innovative Research says, “People worry [about] getting it wrong; after all, it is their money. Add in ‘do-it-yourself investing,’ [and] it's scary. Our polls show new investors are worried.” Whelan says, “More than ever, investor education is a protective shield and it helps in achieving better financial results.”
We invited Pam McDonald and Colin Whelan to join us for a Conversation That Matters about healthy and successful investing in an increasingly dangerous world.
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The views discussed in this video are the opinions of our guests and do not necessarily reflect the opinions of Oh Boy Productions or this show. Any images in this video are for fair use only, as we are a journalism outlet that seeks to illustrate the topic or guest involved.
ctm581 #investing #money #savings
“To invest or to save? That is the question,” says Pam McDonald, the Director of Communications and Education with the British Columbia Securities Commission. “With interest rates on savings accounts so low, more and more people are looking to invest in stocks, bonds and other securities,” continues McDonald. The challenge for those entering the market is how to navigate a complex investment environment, especially if they are endeavouring to do it themselves.
“Investment accounts, RRSPs, TFSAs, RESPs, Retirement Income Funds, First Home Savings Accounts, [and] Registered Disability Savings Plans are all options available to anyone who looks to increase the value of their financial portfolio," says McDonald. The challenge for new and even seasoned investors is choosing the right investment vehicle.
Colin Whelan of Innovative Research says, “People worry [about] getting it wrong; after all, it is their money. Add in ‘do-it-yourself investing,’ [and] it's scary. Our polls show new investors are worried.” Whelan says, “More than ever, investor education is a protective shield and it helps in achieving better financial results.”
We invited Pam McDonald and Colin Whelan to join us for a Conversation That Matters about healthy and successful investing in an increasingly dangerous world.
---
Your support matters! Become a patron and subscribe: goo.gl/ypXyDs
The views discussed in this video are the opinions of our guests and do not necessarily reflect the opinions of Oh Boy Productions or this show. Any images in this video are for fair use only, as we are a journalism outlet that seeks to illustrate the topic or guest involved.
ctm581 #investing #money #savings










