Uploaded April 2026 | Updated September 2026, 3 weeks ago
Schedule a consultation with Rob oncehub.com/rbwealth_YT
The free software you can use - app.rightcapital.com/account/sign-up?referral=5TLzjBFuqIz2H-rA37SpWg&type=client
Most retirement calculators give you a number—but they often miss the most important step. Today, I’m walking you through a simple six-step process to calculate a realistic retirement target, and it all starts with identifying your income gap. We’ll go beyond just estimating expenses and actually factor in inflation, your guaranteed income sources like Social Security and pensions, and then determine how much your investments need to cover. From there, I’ll show you how to use a safe withdrawal rate to calculate your nest egg—and the final step most people miss: adjusting for taxes. Because once you see how all these pieces fit together, you’ll have a much clearer picture of when you can retire and how much you really need.
🔔 DON'T FORGET TO SUBSCRIBE to catch our latest retirement strategies
🧑💻 Check our library of free guides - wealthrb.com/financial-guides
🔗 Follow us on Social Media
Instagram instagram.com/rb_cfp
LinkedIn linkedin.com/in/bacharachwealth
Twitter "X" https://x.com/wealthRB
#retirement #taxes #invest #retirementincome #retirementsavings #retirementplanning
RB Wealth Partner and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information is not intended to be a substitute for specific individualized tax or legal advice.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. This is a hypothetical example and is not representative of any specific investment. Your results may vary.
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
Schedule a consultation with Rob oncehub.com/rbwealth_YT
The free software you can use - app.rightcapital.com/account/sign-up?referral=5TLzjBFuqIz2H-rA37SpWg&type=client
Most retirement calculators give you a number—but they often miss the most important step. Today, I’m walking you through a simple six-step process to calculate a realistic retirement target, and it all starts with identifying your income gap. We’ll go beyond just estimating expenses and actually factor in inflation, your guaranteed income sources like Social Security and pensions, and then determine how much your investments need to cover. From there, I’ll show you how to use a safe withdrawal rate to calculate your nest egg—and the final step most people miss: adjusting for taxes. Because once you see how all these pieces fit together, you’ll have a much clearer picture of when you can retire and how much you really need.
🔔 DON'T FORGET TO SUBSCRIBE to catch our latest retirement strategies
🧑💻 Check our library of free guides - wealthrb.com/financial-guides
🔗 Follow us on Social Media
Instagram instagram.com/rb_cfp
LinkedIn linkedin.com/in/bacharachwealth
Twitter "X" https://x.com/wealthRB
#retirement #taxes #invest #retirementincome #retirementsavings #retirementplanning
RB Wealth Partner and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information is not intended to be a substitute for specific individualized tax or legal advice.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. This is a hypothetical example and is not representative of any specific investment. Your results may vary.
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
