Uploaded January 2026 | Updated September 2026, 3 weeks ago
Not every asset belongs inside your trust, and putting the wrong one in can trigger an immediate tax bill.
There are specific accounts that should be handled via beneficiary designations rather than being retitled into the name of your trust.
This video walks you through:
Retirement Accounts: Why moving an IRA or 401k into a trust is considered a taxable distribution.
Health Savings Accounts: The administrative headache of trying to retitle an HSA.
Daily Checking Accounts: Why your "operating" cash should stay in your own name for simplicity.
Personal Vehicles: Why most states have a better way to handle car titles than using a trust.
Avoid the common mistakes of "over-funding" your trust. Watch the video now!
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
#CFP #Financialplanner #retirement #retirementincome #irs
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.
RB Wealth and LPL Financial do not provide legal advice or tax services. This information is not intended to be a substitute for specific individualized tax or legal advice. Please consult your legal advisor or tax advisor regarding your specific situation.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
Not every asset belongs inside your trust, and putting the wrong one in can trigger an immediate tax bill.
There are specific accounts that should be handled via beneficiary designations rather than being retitled into the name of your trust.
This video walks you through:
Retirement Accounts: Why moving an IRA or 401k into a trust is considered a taxable distribution.
Health Savings Accounts: The administrative headache of trying to retitle an HSA.
Daily Checking Accounts: Why your "operating" cash should stay in your own name for simplicity.
Personal Vehicles: Why most states have a better way to handle car titles than using a trust.
Avoid the common mistakes of "over-funding" your trust. Watch the video now!
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
#CFP #Financialplanner #retirement #retirementincome #irs
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.
RB Wealth and LPL Financial do not provide legal advice or tax services. This information is not intended to be a substitute for specific individualized tax or legal advice. Please consult your legal advisor or tax advisor regarding your specific situation.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
