Uploaded March 2026 | Updated September 2026, 3 weeks ago
Most people ask, “How much do I need to retire?”—but a better question is, am I already there? Today, I’m walking you through a simple six-step process to help you quickly estimate whether you can retire based on your actual numbers. We’ll start by calculating a sustainable withdrawal from your savings, adjust it for taxes to get a realistic spending amount, and then compare that to what you actually plan to spend. From there, we’ll layer in income sources like Social Security, pensions, and rental income to see how everything comes together. By the end, you’ll have a clear framework to tell whether you’re ahead, close, or still need to keep building—and what to do next in each case.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
Most people ask, “How much do I need to retire?”—but a better question is, am I already there? Today, I’m walking you through a simple six-step process to help you quickly estimate whether you can retire based on your actual numbers. We’ll start by calculating a sustainable withdrawal from your savings, adjust it for taxes to get a realistic spending amount, and then compare that to what you actually plan to spend. From there, we’ll layer in income sources like Social Security, pensions, and rental income to see how everything comes together. By the end, you’ll have a clear framework to tell whether you’re ahead, close, or still need to keep building—and what to do next in each case.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
