Uploaded February 2026 | Updated September 2026, 3 weeks ago
Free guide for important numbers in 2026.
wealthrb.com/guides/important-numbers-for-2026
Schedule a consultation with Rob oncehub.com/rbwealth_YT
Most people assume tax changes won’t really affect their retirement plan, but sometimes a single new deduction can quietly create a meaningful planning opportunity. Today, I’m breaking down a brand-new senior tax deduction created by the “one big, beautiful bill” that applies to taxpayers age 65 and older in 2025 and 2026.
I’ll walk you through exactly how the numbers work.
But it’s not just about the headline numbers. I’ll also explain how the phaseout works once your income moves above those thresholds, including real-world examples of a $90,000 single filer and a $200,000 married couple, and what happens as the deduction gradually disappears at higher income levels.
Most importantly I'll talk strategy. Should this change how you approach capital gains harvesting or Roth conversions? In some cases, small adjustments might help if you’re just slightly over the limits. But if you’re well above the thresholds, making major changes may not be worth it.
🔔 DON'T FORGET TO SUBSCRIBE to catch our latest retirement strategies
🧑💻 Check our library of free guides - wealthrb.com/financial-guides
🔗 Follow us on Social Media
Instagram instagram.com/rb_cfp
LinkedIn linkedin.com/in/bacharachwealth
Twitter "X" https://x.com/wealthRB
#retirement #taxes #invest #retirementincome #retirementsavings #retirementplanning
RB Wealth Partner and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information is not intended to be a substitute for specific individualized tax or legal advice.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. This is a hypothetical example and is not representative of any specific investment. Your results may vary.
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
Free guide for important numbers in 2026.
wealthrb.com/guides/important-numbers-for-2026
Schedule a consultation with Rob oncehub.com/rbwealth_YT
Most people assume tax changes won’t really affect their retirement plan, but sometimes a single new deduction can quietly create a meaningful planning opportunity. Today, I’m breaking down a brand-new senior tax deduction created by the “one big, beautiful bill” that applies to taxpayers age 65 and older in 2025 and 2026.
I’ll walk you through exactly how the numbers work.
But it’s not just about the headline numbers. I’ll also explain how the phaseout works once your income moves above those thresholds, including real-world examples of a $90,000 single filer and a $200,000 married couple, and what happens as the deduction gradually disappears at higher income levels.
Most importantly I'll talk strategy. Should this change how you approach capital gains harvesting or Roth conversions? In some cases, small adjustments might help if you’re just slightly over the limits. But if you’re well above the thresholds, making major changes may not be worth it.
🔔 DON'T FORGET TO SUBSCRIBE to catch our latest retirement strategies
🧑💻 Check our library of free guides - wealthrb.com/financial-guides
🔗 Follow us on Social Media
Instagram instagram.com/rb_cfp
LinkedIn linkedin.com/in/bacharachwealth
Twitter "X" https://x.com/wealthRB
#retirement #taxes #invest #retirementincome #retirementsavings #retirementplanning
RB Wealth Partner and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information is not intended to be a substitute for specific individualized tax or legal advice.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. This is a hypothetical example and is not representative of any specific investment. Your results may vary.
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
