Uploaded June 2023 | Updated September 2026, 3 weeks ago
Today in episode 364 we'll talk about cash stuffing, student loans, and how much you need to retire.
Cash Stuffing: My parents called this the envelope budgeting method. Today TikTok and YouTube have rebranded it as cash stuffing and made the envelope system cool again. We talk about its pros and cons.
Student Loans: There are two topics on tap for today. First, we expect the Supreme Court to rule today on President Biden's attempt to wipe out $400 billion in student loans. We also look at the economic effects of student loan repayments set to resume in October.
Retirement: Finally, we look at a survey showing how much we think we need to retire. The results vary significantly by age, as you'll see.
Resources:
Cash Stuffing Video: youtube.com/watch?v=3BF6uUzPQn8&ab_channel=StrawberryMoney%F0%9F%8D%93
Student Loan Supreme Court: finance.yahoo.com/news/us-supreme-court-decide-fate-100000817.html
Student Loan Repayment and the Economy: forbes.com/sites/simonmoore/2023/06/29/resuming-student-loan-payments-may-slow-economic-growth
Retirement Study: news.northwesternmutual.com/2023-06-22-Americans-Believe-They-Will-Need-1-27-Million-to-Retire-Comfortably,-According-to-Northwestern-Mutual-Planning-Progress-Study
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The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one!
Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes!
➡️ bit.ly/DoughRollerYouTube
#personalfinance
#financetips
#moneytips
#financialliteracy
#moneypodcast
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
Today in episode 364 we'll talk about cash stuffing, student loans, and how much you need to retire.
Cash Stuffing: My parents called this the envelope budgeting method. Today TikTok and YouTube have rebranded it as cash stuffing and made the envelope system cool again. We talk about its pros and cons.
Student Loans: There are two topics on tap for today. First, we expect the Supreme Court to rule today on President Biden's attempt to wipe out $400 billion in student loans. We also look at the economic effects of student loan repayments set to resume in October.
Retirement: Finally, we look at a survey showing how much we think we need to retire. The results vary significantly by age, as you'll see.
Resources:
Cash Stuffing Video: youtube.com/watch?v=3BF6uUzPQn8&ab_channel=StrawberryMoney%F0%9F%8D%93
Student Loan Supreme Court: finance.yahoo.com/news/us-supreme-court-decide-fate-100000817.html
Student Loan Repayment and the Economy: forbes.com/sites/simonmoore/2023/06/29/resuming-student-loan-payments-may-slow-economic-growth
Retirement Study: news.northwesternmutual.com/2023-06-22-Americans-Believe-They-Will-Need-1-27-Million-to-Retire-Comfortably,-According-to-Northwestern-Mutual-Planning-Progress-Study
-------------------------------------------------------------------------------------------------
The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one!
Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes!
➡️ bit.ly/DoughRollerYouTube
#personalfinance
#financetips
#moneytips
#financialliteracy
#moneypodcast
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.





![Investing Personalities with Dr. Daniel Crosby
Today on Dough Roller, we are talking with Dr. Daniel Crosby! He is a psychologist and behavioral finance expert who helps organizations understand the intersection of the mind and markets. Dr. Crosby recently co-authored a New York Times Best-Selling book titled, Personal Benchmark: Integrating Behavioral Finance and Investment Management.
Daniel was named one of the “12 Thinkers to Watch” by Monster.com and a “Financial Blogger You Should Be Reading” by AARP, and is the author of many best-selling books which include: You’re Not That Great, The Laws of Wealth, and Behavioral Investor. He also hosts the podcast Standard Deviations which tackles money, mind, and meaning, all through a psychological lens.
In today’s episode, we talk about how Dr. Daniel created the Irrationality Index and the different investing personalities. We’ll also learn about Dr. Crosby’s stance on higher risk investments like crypto, and how different personality traits can have different levels of success when investing!
Timestamps:
[00:00] - Introducing Dr. Daniel Crosby
[03:11] - Irrationality Index
[08:11] - Behavioral Finance Lessons
[13:07] - Value Momentum Investors vs. Value Camp Investors
[20:05] - Identifying Investment Biases
[23:28] - Momentum Investing
[26:52] - Dr. Daniel’s insights on fear
[29:28] - Personality Traits of Successful Investors
[38:31] - Where to keep up with Dr. Daniel
The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one!
Make sure you SUBSCRIBE so you wont miss any of our upcoming episodes!
➡️ https://bit.ly/DoughRollerYouTube
#investingpersonality
#indexfunds
#moneytips
#financialliteracy
#moneypodcast Investing Personalities with Dr. Daniel Crosby](https://i.ytimg.com/vi/Biskztnhb9E/mqdefault.jpg)




