Uploaded April 2026 | Updated September 2026, 5 hours ago
gibsonhomeloans.com/doctor-loans-medical-professionals
Doctor loans used to be a big-bank-only product. Not anymore. In this video, mortgage broker Chris Gibson breaks down the medical professionals program now available through brokers — 100% financing up to $2M, no mortgage insurance, conforming through Fannie Mae and Freddie Mac.
If you're a physician, dentist, pharmacist, veterinarian, or CRNA — or you work with one as a real estate agent or financial advisor — this is the loan structure your client should know about before they walk into Chase or Bank of America.
🏥 What's covered:
Who qualifies (MD, DO, DDS, DMD, PharmD, DVM, DPM, CRNA + residents and fellows)
100% LTV up to $2,000,000 with the right credit score
How student loans in deferment or IBR are handled
Future income from a signed employment contract (Match Day buyers, this is for you)
Why no mortgage insurance often beats a slightly lower rate
— Chris Gibson | Gibson Home Loans Mortgage broker serving Colorado and beyond NMLS-licensed | Equal Housing Opportunity
#DoctorLoan #PhysicianMortgage #MedicalProfessional #MortgageBroker #HomeLoan #FirstTimeHomeBuyer #MatchDay #Residency #100PercentFinancing #NoPMI
gibsonhomeloans.com/doctor-loans-medical-professionals
Doctor loans used to be a big-bank-only product. Not anymore. In this video, mortgage broker Chris Gibson breaks down the medical professionals program now available through brokers — 100% financing up to $2M, no mortgage insurance, conforming through Fannie Mae and Freddie Mac.
If you're a physician, dentist, pharmacist, veterinarian, or CRNA — or you work with one as a real estate agent or financial advisor — this is the loan structure your client should know about before they walk into Chase or Bank of America.
🏥 What's covered:
Who qualifies (MD, DO, DDS, DMD, PharmD, DVM, DPM, CRNA + residents and fellows)
100% LTV up to $2,000,000 with the right credit score
How student loans in deferment or IBR are handled
Future income from a signed employment contract (Match Day buyers, this is for you)
Why no mortgage insurance often beats a slightly lower rate
— Chris Gibson | Gibson Home Loans Mortgage broker serving Colorado and beyond NMLS-licensed | Equal Housing Opportunity
#DoctorLoan #PhysicianMortgage #MedicalProfessional #MortgageBroker #HomeLoan #FirstTimeHomeBuyer #MatchDay #Residency #100PercentFinancing #NoPMI
