Uploaded February 2026 | Updated September 2026, 2 weeks ago

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California’s housing costs are among the highest in the nation, while single-family construction continues to lag demand. If land is not the only constraint, what is driving the gap between need and supply?

In this episode, we sit down with Michael Capaldi, Partner at FBT Gibbons, to examine the approval process, local fees, and state mandates that influence what gets built. We trace how those choices translate into the price of a home and the calculation families make about staying in California.

00:00 - Intro
02:35 - Construction Costs and Regulatory Impact
09:25 - Urban vs Suburban Development Cost Differences
11:41 - Impact of Development Fees on Housing Costs
16:17 - CEQA Reform and Its Limits
21:04 - Impact on Society and Economy
26:46 - Potential Solutions and Reforms

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Views expressed in this video are the opinions of the host and guests and do not necessarily reflect the views of California Insider.
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