Uploaded June 2026 | Updated September 2026, 9 hours ago
What should you do if you get hit with an $18,000 NICU bill after having a baby? In this Family Money mailbag episode, Lindsey Stanberry talks with money experts Heather and Doug Boneparth, economist Corinne Low, and financial expert Farnoosh Torabi about the biggest money questions parents face: medical debt after childbirth, NICU bills, 401(k) priorities, Roth IRAs, emergency funds, daycare costs, maternity leave budgeting, 529 plans, and whether families can really afford multiple kids.
You’ll learn why parents should ask for an itemized medical bill, appeal insurance denials, negotiate with the hospital’s financial services department, avoid putting medical debt on a credit card, and build a realistic plan for saving while raising kids.
This episode also covers how to prioritize your money between a high-yield savings account, 401(k), Roth IRA, HSA, brokerage account, and college savings. Plus, experts share advice for couples who fight about money, parents starting late on retirement savings, families overwhelmed by daycare costs, and expecting parents who want to financially prepare before baby arrives.
Follow Family Money on Spotify:
open.spotify.com/show/033o8jfQ9XZyie5P8TPpHy?si=00221a9e8f9e4b7f&nd=1&dlsi=a45593ac809e44b2
—
Create your baby registry and get our free Hello Baby Box: bit.ly/babylist-registry
Discover more stroller reviews and comparisons: babylist.com/hello-baby/gear
Subscribe: youtube.com/c/Babylist-Videos?sub_confirmation=1
—
Babies are too tiny to use social media, but we aren't!
Instagram: instagram.com/babylist
TikTok: tiktok.com/@babylist
Facebook: facebook.com/babylist
Twitter: twitter.com/babylist
Pinterest: pinterest.com/babylist
**This information is provided for educational and entertainment purposes only. We do not accept any responsibility for any liability, loss or risk, personal or otherwise, incurred as a consequence, directly or indirectly, from any information or advice contained here.
What should you do if you get hit with an $18,000 NICU bill after having a baby? In this Family Money mailbag episode, Lindsey Stanberry talks with money experts Heather and Doug Boneparth, economist Corinne Low, and financial expert Farnoosh Torabi about the biggest money questions parents face: medical debt after childbirth, NICU bills, 401(k) priorities, Roth IRAs, emergency funds, daycare costs, maternity leave budgeting, 529 plans, and whether families can really afford multiple kids.
You’ll learn why parents should ask for an itemized medical bill, appeal insurance denials, negotiate with the hospital’s financial services department, avoid putting medical debt on a credit card, and build a realistic plan for saving while raising kids.
This episode also covers how to prioritize your money between a high-yield savings account, 401(k), Roth IRA, HSA, brokerage account, and college savings. Plus, experts share advice for couples who fight about money, parents starting late on retirement savings, families overwhelmed by daycare costs, and expecting parents who want to financially prepare before baby arrives.
Follow Family Money on Spotify:
open.spotify.com/show/033o8jfQ9XZyie5P8TPpHy?si=00221a9e8f9e4b7f&nd=1&dlsi=a45593ac809e44b2
—
Create your baby registry and get our free Hello Baby Box: bit.ly/babylist-registry
Discover more stroller reviews and comparisons: babylist.com/hello-baby/gear
Subscribe: youtube.com/c/Babylist-Videos?sub_confirmation=1
—
Babies are too tiny to use social media, but we aren't!
Instagram: instagram.com/babylist
TikTok: tiktok.com/@babylist
Facebook: facebook.com/babylist
Twitter: twitter.com/babylist
Pinterest: pinterest.com/babylist
**This information is provided for educational and entertainment purposes only. We do not accept any responsibility for any liability, loss or risk, personal or otherwise, incurred as a consequence, directly or indirectly, from any information or advice contained here.










