Uploaded August 2026 | Updated September 2026, 2 weeks ago
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Articles Mentioned in the Video
https://apple.news/Ak1ocTjWmSj2PtdamUJX_cQ
https://apple.news/A1Z_5dw63SjeXiIaq1D5nSA
https://apple.news/AceHw6oi7QqC9UP1-Cwx5Ag
wsj.com/business/autos/americas-electric-honeymoon-is-over-ev-owners-must-work-out-where-to-go-next-337da117
newyorkfed.org/microeconomics/hhdc/background.html?utm_source=chatgpt.com
Nearly 50% of car insurance claims go unpaid, despite mandatory coverage. See the data behind why your policy might not pay out.
This breakdown examines the current state of the US insurance market. If you have ever been in an accident, you likely assume your policy protects you. However, new data reveals a worrying trend where a significant portion of accident claims are failing to secure a payout. This video is for anyone trying to understand why the system is struggling and what this means for your coverage.
We analyze a specific chart tracking the steady rise of unpaid auto insurance claims since 2016. By looking at liability and medical coverage specifically, we show how these unpaid insurance claims are projected to increase through 2025. Understanding these insurance market trends is essential for knowing what to expect when filing a claim.
Subscribe for weekly insurance breakdowns, and comment below if you have ever had a car insurance claims issue you had to fight.
0:00 The Growing Crisis in Auto Insurance Payouts
1:32 Denied on a Technicality: A Real-World Case
3:52 Are Fraud and AI Driving Higher Denials?
6:43 Understanding Different Types of Auto Coverage
11:45 What is Gap Insurance and Do You Need It?
18:10 Practical Steps to Mitigate Insurance Risks
FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.
Subscribe to My New Clips Channel youtube.com/@MichaelBordenaroClips
=======
Need a Real Estate Agent You Can Trust? Get one for FREE: homeandmoney.com/michael
=======
Follow Me on Instagram: instagram.com/michaelbordenaro
=======
My Filming and Editing Equipment
michaelbordenaro.com/my-youtube-gear
======
Save Money on Property Taxes FOREVER!
Ownwell.com/michaelbordenaro
======
Get Cash Back on ALL your Internet Purchases!
rakuten.com/r/NIRVPL2?eeid=28187
======
My Microphone (Lot of People Have Asked)
amzn.to/3Mhs2oz
Articles Mentioned in the Video
https://apple.news/Ak1ocTjWmSj2PtdamUJX_cQ
https://apple.news/A1Z_5dw63SjeXiIaq1D5nSA
https://apple.news/AceHw6oi7QqC9UP1-Cwx5Ag
wsj.com/business/autos/americas-electric-honeymoon-is-over-ev-owners-must-work-out-where-to-go-next-337da117
newyorkfed.org/microeconomics/hhdc/background.html?utm_source=chatgpt.com
Nearly 50% of car insurance claims go unpaid, despite mandatory coverage. See the data behind why your policy might not pay out.
This breakdown examines the current state of the US insurance market. If you have ever been in an accident, you likely assume your policy protects you. However, new data reveals a worrying trend where a significant portion of accident claims are failing to secure a payout. This video is for anyone trying to understand why the system is struggling and what this means for your coverage.
We analyze a specific chart tracking the steady rise of unpaid auto insurance claims since 2016. By looking at liability and medical coverage specifically, we show how these unpaid insurance claims are projected to increase through 2025. Understanding these insurance market trends is essential for knowing what to expect when filing a claim.
Subscribe for weekly insurance breakdowns, and comment below if you have ever had a car insurance claims issue you had to fight.
0:00 The Growing Crisis in Auto Insurance Payouts
1:32 Denied on a Technicality: A Real-World Case
3:52 Are Fraud and AI Driving Higher Denials?
6:43 Understanding Different Types of Auto Coverage
11:45 What is Gap Insurance and Do You Need It?
18:10 Practical Steps to Mitigate Insurance Risks
FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)
DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.
