Uploaded July 2026 | Updated September 2026, 2 weeks ago

---

📈 Learn how to invest with our Investing guide: https://ramsey.solutions/1olg0bxd

Is a dream retirement possible anymore? Will Social Security even be a thing in 20 years? Today, my guest Erin Talks Money and I will answer (and debate) those questions with a friendly round of everyone’s favorite game: Agree to Disagree.

Next Steps:
● 🎥 Watch my video We Will Never Agree on THIS | Agree to Disagree With Caleb Hammer: youtube.com/watch?v=6HVtq2tYTkY
● 💵 Start your free budget today. Download the EveryDollar app: https://ramsey.solutions/efx0cw
● 📈 Are you on track with the Baby Steps? Get a free personalized plan: https://ramsey.solutions/zn8nqp

Connect With Our Sponsors:
● Get $5 credit when you join Privacy: privacy.com/george
● Get 20% off when you join DeleteMe: joindeleteme.com/george
● Go to Boost Mobile to switch today: boostmobile.com/ramsey
● Go to FAIRWINDS Credit Union for an exclusive account bundle: fairwinds.org/ramsey

Explore More From Ramsey Network:
🎙️ The Ramsey Show ⮕ https://ter.li/nrgexc
🍸 Smart Money Happy Hour ⮕ https://ter.li/ruezqk
💸 The Ramsey Show Highlights ⮕ https://ter.li/yc3i4v
🧠 The Dr. John Delony Show ⮕ https://ter.li/sii4ha
💡 The Rachel Cruze Show ⮕ https://ter.li/gyh9k6
📈 EntreLeadership ⮕ https://ter.li/81tcjn

Ramsey Solutions Privacy Policy
ramseysolutions.com/company/policies/privacy-policy

Products:
Breaking Free From Broke: https://ter.li/fu4x00
The Total Money Makeover – Updated and Expanded Edition: https://ter.li/ltjv0r
Baby Steps Millionaires: https://ter.li/kxmysb
EveryDollar Premium Version Physical Gift Card: https://ter.li/jo92l2