Uploaded May 2026 | Updated September 2026, 2 weeks ago
Erik Reppel is author of the x402 protocol and Coinbase’s Head of Engineering for the Coinbase Developer Platform.
Here he chats with Chuk Okpalugo on the Money Code podcast about the future of the protocol.
Erik Reppel is author of the x402 protocol and Coinbase’s Head of Engineering for the Coinbase Developer Platform.
Here he chats with Chuk Okpalugo on the Money Code podcast about the future of the protocol.

![What Banks Realized When the Genius Act Passed | Kristin Smith, Solana Policy Institute President
What [banks] realized with the passage of Genius is that, Oh, wow, this is a technology thats here. Its an industry thats politically incredibly powerful, and this is not a passing fad. This is something thats gonna stay.
And I think even a year ago when we were deep in the Genius Act negotiations in Washington, the banks werent really anywhere to be found. Now, obviously, they realize that stablecoins are a thing. Theyre not going away. They have been blessed by legislation and theyre starting to get worried from a competitive perspective.
I do think in the short term that that is a challenge, but I think ultimately that banks and community banks have a ton of opportunities with stablecoins and that they will come around to see that this isnt the end of the world for them.
–Kristin Smith, President of the Solana Policy Institute on the @coinage_media podcast
Watch the full interview:
https://www.youtube.com/watch?v=4_aQWcTAvL0 What Banks Realized When the Genius Act Passed | Kristin Smith, Solana Policy Institute President](https://i.ytimg.com/vi/SKtfxwNbgSo/mqdefault.jpg)








