With Gary Liu of Terminal 3 on How AI Agents Are Reshaping KYC, AML, and Compliance Challenges @HenriArslanian
With Gary Liu of Terminal 3 on How AI Agents Are Reshaping KYC, AML, and Compliance Challenges  @HenriArslanian
Uploaded May 2026 | Updated September 2026, 3 hours ago
Featuring Gary Liu, Co-Founder and CEO of Terminal 3, former CEO of the South China Morning Post, and a leader with experience across Google and Spotify.

AI agents are no longer a future concept. They are already here, acting, transacting and making decisions. But there is a fundamental problem. We do not fully understand how they operate.

And yet, we are rapidly integrating them into financial systems, enterprise workflows and digital infrastructure. This is not just a technology shift. It is a trust, identity and compliance challenge in the making.

In this episode, we discuss:
- Why identity is the biggest unsolved problem in an AI agent world
- How agents can impersonate and misuse credentials
- Why current fraud and compliance frameworks are not designed for AI behavior
- The role of cryptography, decentralized identity and verifiable credentials
- Why stablecoins and blockchain may become the backbone of agent commerce
- The risks of data leakage and privacy breaches
- Why enterprises need guardrails for AI agents

AI agents do not think in terms of ethics or legality. They optimize for outcomes. And that changes everything.

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Henri Arslanian |

With Gary Liu of Terminal 3 on How AI Agents Are Reshaping KYC, AML, and Compliance Challenges

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