Uploaded August 2026 | Updated September 2026, 2 weeks ago
Implementing AI isn't the hardest thing in banking — changing decisions is. In this talk at BankSpaces, Umesh Babaria, Head of Consumer Analytics and Physical Distribution/Market Strategy at KeyBank, draws on 20+ years in banking to explain why "insight without action is just expensive awareness."
Umesh shares how KeyBank is putting AI to work in the consumer bank: 250 AI ideas generated in a single quarter, underwriting proposals cut from two hours to five minutes, a merchant pricing tool that delivers proposals in 90 seconds, and an AI operating model built on one mantra — business-led, tech-enabled.
🎥 Recorded live at BankSpaces on April 28, 2025
To learn about BankSpaces, visit:
https://hubs.li/Q03l_3Ln0
Also, check out our blog:
https://hubs.li/Q03l_3LC0
Follow BankSpaces on social media:
LinkedIn: https://hubs.li/Q03l_3TQ0
BankSpaces is produced by influence group:
https://hubs.li/Q03l_3VL0
Implementing AI isn't the hardest thing in banking — changing decisions is. In this talk at BankSpaces, Umesh Babaria, Head of Consumer Analytics and Physical Distribution/Market Strategy at KeyBank, draws on 20+ years in banking to explain why "insight without action is just expensive awareness."
Umesh shares how KeyBank is putting AI to work in the consumer bank: 250 AI ideas generated in a single quarter, underwriting proposals cut from two hours to five minutes, a merchant pricing tool that delivers proposals in 90 seconds, and an AI operating model built on one mantra — business-led, tech-enabled.
🎥 Recorded live at BankSpaces on April 28, 2025
To learn about BankSpaces, visit:
https://hubs.li/Q03l_3Ln0
Also, check out our blog:
https://hubs.li/Q03l_3LC0
Follow BankSpaces on social media:
LinkedIn: https://hubs.li/Q03l_3TQ0
BankSpaces is produced by influence group:
https://hubs.li/Q03l_3VL0
