Uploaded May 2026 | Updated September 2026, 2 weeks ago

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The housing crisis isn’t just about supply.

It’s about who’s buying.

Today:
• The average mortgage applicant is ~59 years old
• Many are buying second, third, even fourth homes
• First-time buyers are getting pushed out

🎙️ Clip from a longer podcast discussion:
youtu.be/tJNlZvSmjok?si=QqPXWmlE2RKj3dul