Uploaded June 2026 | Updated September 2026, 3 weeks ago
Ethos: Get Your FREE Life Insurance Quote at ethos.com/icedcoffee
HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at Hims.com/ICED
ZipRecruiter: Post jobs for free at ziprecruiter.com/ICH
Shopify: Sign up for a $1 per month trial period at shopify.com/ich
Follow @PaceMorby Here!
*๐๐ข๐ก๐ก๐๐๐ง ๐ช๐๐ง๐ ๐จ๐ฆ*
๐๐: instagram.com/icedcoffeehour
๐๐๐๐: instagram.com/jlsselby
๐๐ฅ๐๐๐๐ : instagram.com/gpstephan
๐๐น๐ถ๐ฝ๐ ๐๐ต๐ฎ๐ป๐ป๐ฒ๐น: youtube.com/c/TheIcedCoffeeHourClips
๐ซ.๐ฐ๐ผ๐บ: https://x.com/TheICHpodcast
๐ง๐ถ๐ธ๐ง๐ผ๐ธ: tiktok.com/@theicedcoffeehour
๐ฆ๐ฝ๐ผ๐๐ถ๐ณ๐: open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7
๐๐ฝ๐ฝ๐น๐ฒ: podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058
00:00:00 - Intro
00:00:57 - $500M Real Estate, $400M Debt & Why Creative Finance Works
00:04:48 - Walking Through a Sub-2 Deal & Is This Even Legal?
00:09:01 - How Mortgages Really Work & Why Banks Don't Care
00:13:35 - Non-Recourse Debt, Infinite ROI & Biggest Losses
00:16:42 - Sponsor: Ethos
00:18:02 - Multiple Strategies, Creative Finance Defined & Building the Operation
00:23:23 - Why Smart Sellers Should Never Sell for Cash
00:25:54 - Graham's LA Property: The Lease Option Math
00:28:35 - The Afterparty Strategy, Homeless Lady Deal & Where He Buys
00:31:14 - Sponsor: Hims
00:32:33 - Sponsor: ZipRecruiter
00:33:29 - Execution, creativelisting.com & The Gator Program
00:36:00 - Best Deal Ever & Buying Graham's Primary Residence
00:38:01 - 10-Year Predictions & The Affordability Crisis
00:41:35 - The Shrinking Middle Class & Jason Oppenheim
00:43:52 - Five Trends: Co-Living, Oxford House, PadMission
00:46:42 - How the House Determines the Strategy & PadSplit
00:51:26 - Where He Won't Buy: California & Blue States
00:54:04 - Fixing Housing & Middle Class Survival Strategies
00:56:31 - The RV Park Buy Box & Why Brokers Don't Get Creative Finance
00:58:00 - Sponsor: Shopify
00:59:40 - Logic Over Sales Tactics: Accidental Landlords & workamper.com
01:02:00 - Car Washes & Why RV Parks Are Most Profitable
01:05:19 - Oil Field Parks & Why BRRRR Is Dangerous
01:08:09 - Multifamily Bloodbath & Ken McElroy
01:09:35 - The Great Rent vs Buy Debate
01:17:32 - Lending Money: Double Closes & Gap Lending
01:22:34 - Worst Deal Ever & Why Private Jets Are Irresponsible
01:26:12 - Tiers of Wealth: $1M to $100M+
01:28:53 - Family Offices & Asset Protection
01:31:58 - What He Spends Money On & Creative Finance on Trucks
01:36:00 - Real Estate Agents vs Brokers & Income Tiers
01:39:19 - The Dangers of Creative Finance & Rapid Fire
01:43:45 - Final Advice & Wrap-Up
For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com
Apply for The Index Membership: entertheindex.com
For Podcast Inquiries, please DM @icedcoffeehour on Instagram!
*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Ethos: Get Your FREE Life Insurance Quote at ethos.com/icedcoffee
HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at Hims.com/ICED
ZipRecruiter: Post jobs for free at ziprecruiter.com/ICH
Shopify: Sign up for a $1 per month trial period at shopify.com/ich
Follow @PaceMorby Here!
*๐๐ข๐ก๐ก๐๐๐ง ๐ช๐๐ง๐ ๐จ๐ฆ*
๐๐: instagram.com/icedcoffeehour
๐๐๐๐: instagram.com/jlsselby
๐๐ฅ๐๐๐๐ : instagram.com/gpstephan
๐๐น๐ถ๐ฝ๐ ๐๐ต๐ฎ๐ป๐ป๐ฒ๐น: youtube.com/c/TheIcedCoffeeHourClips
๐ซ.๐ฐ๐ผ๐บ: https://x.com/TheICHpodcast
๐ง๐ถ๐ธ๐ง๐ผ๐ธ: tiktok.com/@theicedcoffeehour
๐ฆ๐ฝ๐ผ๐๐ถ๐ณ๐: open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7
๐๐ฝ๐ฝ๐น๐ฒ: podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058
00:00:00 - Intro
00:00:57 - $500M Real Estate, $400M Debt & Why Creative Finance Works
00:04:48 - Walking Through a Sub-2 Deal & Is This Even Legal?
00:09:01 - How Mortgages Really Work & Why Banks Don't Care
00:13:35 - Non-Recourse Debt, Infinite ROI & Biggest Losses
00:16:42 - Sponsor: Ethos
00:18:02 - Multiple Strategies, Creative Finance Defined & Building the Operation
00:23:23 - Why Smart Sellers Should Never Sell for Cash
00:25:54 - Graham's LA Property: The Lease Option Math
00:28:35 - The Afterparty Strategy, Homeless Lady Deal & Where He Buys
00:31:14 - Sponsor: Hims
00:32:33 - Sponsor: ZipRecruiter
00:33:29 - Execution, creativelisting.com & The Gator Program
00:36:00 - Best Deal Ever & Buying Graham's Primary Residence
00:38:01 - 10-Year Predictions & The Affordability Crisis
00:41:35 - The Shrinking Middle Class & Jason Oppenheim
00:43:52 - Five Trends: Co-Living, Oxford House, PadMission
00:46:42 - How the House Determines the Strategy & PadSplit
00:51:26 - Where He Won't Buy: California & Blue States
00:54:04 - Fixing Housing & Middle Class Survival Strategies
00:56:31 - The RV Park Buy Box & Why Brokers Don't Get Creative Finance
00:58:00 - Sponsor: Shopify
00:59:40 - Logic Over Sales Tactics: Accidental Landlords & workamper.com
01:02:00 - Car Washes & Why RV Parks Are Most Profitable
01:05:19 - Oil Field Parks & Why BRRRR Is Dangerous
01:08:09 - Multifamily Bloodbath & Ken McElroy
01:09:35 - The Great Rent vs Buy Debate
01:17:32 - Lending Money: Double Closes & Gap Lending
01:22:34 - Worst Deal Ever & Why Private Jets Are Irresponsible
01:26:12 - Tiers of Wealth: $1M to $100M+
01:28:53 - Family Offices & Asset Protection
01:31:58 - What He Spends Money On & Creative Finance on Trucks
01:36:00 - Real Estate Agents vs Brokers & Income Tiers
01:39:19 - The Dangers of Creative Finance & Rapid Fire
01:43:45 - Final Advice & Wrap-Up
For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com
Apply for The Index Membership: entertheindex.com
For Podcast Inquiries, please DM @icedcoffeehour on Instagram!
*Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
