Why You May Need ₹50,000 Just to Keep your Bank Account | ICICI Bank @InfoJelly
Why You May Need ₹50,000 Just to Keep your Bank Account | ICICI Bank  @InfoJelly
Uploaded August 2025 | Updated September 2026, 2 days ago
ICICI Bank has announced a major change to its Minimum Average Balance (MAB) rules! From August 1, 2025, new savings accounts in metro and urban branches will require an MAB of ₹50,000. Semi-urban accounts will have an MAB of ₹25,000, and rural accounts ₹10,000. Existing customers will not be affected by this change.

In this video, we explain:
The new ICICI Bank minimum balance rules
Why the bank took this step
What the RBI has said about it
The impact on customers, middle-class households, and rural India
Best account options if maintaining ₹50,000 is difficult

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Why You May Need ₹50,000 Just to Keep your Bank Account | ICICI Bank

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