Uploaded January 2026 | Updated September 2026, 2 weeks ago

---

Start speaking a new language in 3 weeks with Babbel
🎉. Get up to 55% OFF your subscription ➡️ Here: bit.ly/TheMichalaksJan

---

Download our free Portugal Relocation Guide: portugalmadesimple.com

Hey folks, I know what you're thinking... "Didn't they quit YouTube?!"

Don't worry, we explain everything in the video. But since this week marks exactly one year since we packed up our lives in the UK and moved to the Algarve, we decided to come back for a special occasion.

We are doing a full financial audit of our first year as immigrants. We talk about how much everything actually costs, how we very nearly went under financially, and the drastic steps we are taking to reduce our outgoings in 2026. From school fees to solar panels, nothing is off limits.

Enjoy the show x

Stef & Co.

👉 Youtube Title Generator: sendintheferret.com
👉 Help with moving to Portugal portugalmadesimple.com
👉 Retreats: glowstate.com
👉 Our Patreon: patreon.com/themichalaks
👉 Skool community: skool.com/escape-plan-2889
👉 Blackout Cards: blackoutcards.com
👉 Art & Homewear: graceandashes.co.uk