Uploaded July 2026 | Updated September 2026, 1 week ago
đź’¸ THE $1,000,000 QUESTION CONTEST! đź’¸
Think you know what's truly driving the affordability crisis? We want to hear from you. We are giving away $1 million in prizes for the best answers, solutions, and insights.
👉 Enter the contest right here: milliondollarquestion.org
Why has the cost of a college degree risen at nearly THREE times the rate of almost everything else you buy?
People love to blame "corporate greed," but most universities are non-profits or public institutions, and the vast majority of student loans come directly from the federal government—not private corporations.
So, what gives? It turns out that decades of government efforts to make college "affordable" have actually backfired. When the government pumps billions in student loans into a system where the supply of classrooms stays static, basic economics takes over: prices just get bid up. Instead of expanding enrollment, universities use that extra cash to build luxury dorms, lazy rivers, and army-sized administration teams to compete on prestige.
In this video, we break down why student loan programs are actually driving up tuition costs and keeping students trapped in debt.
Chapters:
0:00 - Why Is College SO Expensive?
0:08 - The "Corporate Greed" Fallacy
0:24 - How Subsidies Actually Drive Up Prices
0:40 – An Auction for Education (Supply & Demand)
1:14 - Luxury Gyms, Pickleball Courts, and Admin Bloat
1:46 - The 60-Cent Tuition Surge (NY Fed Research)
2:03 - The Incentive Trap
Credits:
Written by Andrew Heaton
Produced by Daphne Posadas
Edited by Luis Fernando Lopez
Project Management by Abby Richardson
Thumbnail Design by Yorel Ktech
#economics #college #collegetuition #prices #inflation #profit #margins #freemarket
đź’¸ THE $1,000,000 QUESTION CONTEST! đź’¸
Think you know what's truly driving the affordability crisis? We want to hear from you. We are giving away $1 million in prizes for the best answers, solutions, and insights.
👉 Enter the contest right here: milliondollarquestion.org
Why has the cost of a college degree risen at nearly THREE times the rate of almost everything else you buy?
People love to blame "corporate greed," but most universities are non-profits or public institutions, and the vast majority of student loans come directly from the federal government—not private corporations.
So, what gives? It turns out that decades of government efforts to make college "affordable" have actually backfired. When the government pumps billions in student loans into a system where the supply of classrooms stays static, basic economics takes over: prices just get bid up. Instead of expanding enrollment, universities use that extra cash to build luxury dorms, lazy rivers, and army-sized administration teams to compete on prestige.
In this video, we break down why student loan programs are actually driving up tuition costs and keeping students trapped in debt.
Chapters:
0:00 - Why Is College SO Expensive?
0:08 - The "Corporate Greed" Fallacy
0:24 - How Subsidies Actually Drive Up Prices
0:40 – An Auction for Education (Supply & Demand)
1:14 - Luxury Gyms, Pickleball Courts, and Admin Bloat
1:46 - The 60-Cent Tuition Surge (NY Fed Research)
2:03 - The Incentive Trap
Credits:
Written by Andrew Heaton
Produced by Daphne Posadas
Edited by Luis Fernando Lopez
Project Management by Abby Richardson
Thumbnail Design by Yorel Ktech
#economics #college #collegetuition #prices #inflation #profit #margins #freemarket
