Uploaded July 2026 | Updated September 2026, 3 weeks ago
👉 bit.ly/3HLA8ql 👈 CLICK HERE Ready to change your financial future? Join Tom Wheelwright, Robert Kiyosaki's CPA, and apply to the WealthAbility Accelerator today!
K-shaped economy trends are reshaping how people earn, invest, and build wealth. In this episode of The WealthAbility Show, Tom Wheelwright, CPA, talks with macroeconomist Dr. Benjamin Keen about why some individuals and businesses continue to thrive while others fall behind—and what entrepreneurs and investors can do about it.
Dr. Keen explains how stagnant wages, asset ownership, inflation, and changing consumer behavior have created a widening economic divide. Together, he and Tom explore how business owners can identify opportunities in today's economy, why ownership matters more than ever, and how artificial intelligence could further accelerate the gap between those who own assets and those who rely solely on earned income.
In this episode, you'll learn:
-What a K-shaped economy is and why it matters
-Why business owners and investors often outperform wage earners
-How consumer behavior is changing across income levels
-Why ownership may become more valuable than labor in the AI economy
-How artificial intelligence can improve business productivity
-Why taxes and public policy influence long-term wealth creation
-How entrepreneurs can position their businesses for changing market conditions
-Why understanding macroeconomics helps you make better investment decisions
Whether you're growing a business, investing for the future, or looking to protect your wealth, this conversation offers practical insights into navigating today's changing economic landscape and positioning yourself on the winning side of the K-shaped economy.
00:00 Introduction
01:10 Who’s Up and Down
01:49 Wages vs Equity Gains
04:27 Business Two-Tier Strategy
05:58 Lower-End Budget Pressures
07:56 Politics and Polarization
10:50 Taxes Migration and Backlash
17:00 Sharing Wealth Through Ownership
21:11 AI Bubble and Bigger Pie
24:43 Entrepreneur Playbook
28:19 High-End Service Expectations
31:49 Final Advice
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Looking for more on Benjamin Keen?
Website: benjaminkeen.com
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👔 ABOUT TOM: wealthability.com/tom
💸 WEALTHABILITY LIVE: wealthability.com/wealthability-live
🎓 EDUCATIONAL PRODUCTS: wealthability.com
📕 TOMS BOOK "TAX FREE WEALTH": taxfreewealthbook.com
📰 SIGN UP TO TOM’S WEEKLY REPORT: wealthability.com/getreport
🎙️ FOLLOW THE PODCAST ON SPOTIFY: bit.ly/4bgs37w
🎙️ FOLLOW THE PODCAST ON ITUNES: bit.ly/3Qwh3tl
💰 WORK WITH A TFW ADVISOR: tfwadvisors.us/contact-us
🎓 BECOME A TFW ADVISOR: tfwadvisors.us/franchise
📺 JOIN THE CHANNEL: youtube.com/@TomWheelwrightCPA
FOLLOW US ON INSTAGRAM💜 @Tom_Wheelwright
ABOUT US:
Tom Wheelwright is the founder and CEO of WealthAbility and TFW Advisors, a leading authority on tax strategy and wealth building. He is the best-selling author of Tax-Free Wealth and a trusted advisor to Robert Kiyosaki. As a world class CPA, Tom is dedicated to empowering entrepreneurs and investors to reduce their tax burden and achieve financial freedom. He currently resides in Phoenix, Arizona.
DISCLAIMER:
WealthAbility® does not provide tax, legal or accounting advice. The materials provided have been prepared for informational purposes only, and are not intended to provide tax, legal or accounting advice. The materials may or may not reflect the most current legislative or regulatory requirements or the requirements of specific industries or of states. These materials are not tax advice and are not intended or written to be used, and cannot be used, for purposes of avoiding tax penalties that may be imposed on any taxpayer. Readers should consult their own tax, legal and accounting advisors before applying the laws to their particular situations or engaging in any transaction.
-----
Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.
The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.
👉 bit.ly/3HLA8ql 👈 CLICK HERE Ready to change your financial future? Join Tom Wheelwright, Robert Kiyosaki's CPA, and apply to the WealthAbility Accelerator today!
K-shaped economy trends are reshaping how people earn, invest, and build wealth. In this episode of The WealthAbility Show, Tom Wheelwright, CPA, talks with macroeconomist Dr. Benjamin Keen about why some individuals and businesses continue to thrive while others fall behind—and what entrepreneurs and investors can do about it.
Dr. Keen explains how stagnant wages, asset ownership, inflation, and changing consumer behavior have created a widening economic divide. Together, he and Tom explore how business owners can identify opportunities in today's economy, why ownership matters more than ever, and how artificial intelligence could further accelerate the gap between those who own assets and those who rely solely on earned income.
In this episode, you'll learn:
-What a K-shaped economy is and why it matters
-Why business owners and investors often outperform wage earners
-How consumer behavior is changing across income levels
-Why ownership may become more valuable than labor in the AI economy
-How artificial intelligence can improve business productivity
-Why taxes and public policy influence long-term wealth creation
-How entrepreneurs can position their businesses for changing market conditions
-Why understanding macroeconomics helps you make better investment decisions
Whether you're growing a business, investing for the future, or looking to protect your wealth, this conversation offers practical insights into navigating today's changing economic landscape and positioning yourself on the winning side of the K-shaped economy.
00:00 Introduction
01:10 Who’s Up and Down
01:49 Wages vs Equity Gains
04:27 Business Two-Tier Strategy
05:58 Lower-End Budget Pressures
07:56 Politics and Polarization
10:50 Taxes Migration and Backlash
17:00 Sharing Wealth Through Ownership
21:11 AI Bubble and Bigger Pie
24:43 Entrepreneur Playbook
28:19 High-End Service Expectations
31:49 Final Advice
-----
Looking for more on Benjamin Keen?
Website: benjaminkeen.com
-----
👔 ABOUT TOM: wealthability.com/tom
💸 WEALTHABILITY LIVE: wealthability.com/wealthability-live
🎓 EDUCATIONAL PRODUCTS: wealthability.com
📕 TOMS BOOK "TAX FREE WEALTH": taxfreewealthbook.com
📰 SIGN UP TO TOM’S WEEKLY REPORT: wealthability.com/getreport
🎙️ FOLLOW THE PODCAST ON SPOTIFY: bit.ly/4bgs37w
🎙️ FOLLOW THE PODCAST ON ITUNES: bit.ly/3Qwh3tl
💰 WORK WITH A TFW ADVISOR: tfwadvisors.us/contact-us
🎓 BECOME A TFW ADVISOR: tfwadvisors.us/franchise
📺 JOIN THE CHANNEL: youtube.com/@TomWheelwrightCPA
FOLLOW US ON INSTAGRAM💜 @Tom_Wheelwright
ABOUT US:
Tom Wheelwright is the founder and CEO of WealthAbility and TFW Advisors, a leading authority on tax strategy and wealth building. He is the best-selling author of Tax-Free Wealth and a trusted advisor to Robert Kiyosaki. As a world class CPA, Tom is dedicated to empowering entrepreneurs and investors to reduce their tax burden and achieve financial freedom. He currently resides in Phoenix, Arizona.
DISCLAIMER:
WealthAbility® does not provide tax, legal or accounting advice. The materials provided have been prepared for informational purposes only, and are not intended to provide tax, legal or accounting advice. The materials may or may not reflect the most current legislative or regulatory requirements or the requirements of specific industries or of states. These materials are not tax advice and are not intended or written to be used, and cannot be used, for purposes of avoiding tax penalties that may be imposed on any taxpayer. Readers should consult their own tax, legal and accounting advisors before applying the laws to their particular situations or engaging in any transaction.
-----
Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.
The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.
