Uploaded August 2026 | Updated September 2026, 2 weeks ago
Episode #1322
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You’ve saved up some money and are *ready to buy your first rental property.* Now comes the question: *How much do you put down?* Do you buy *multiple cheaper properties or* splurge and put the entire down payment into *one bigger, arguably more stable rental?* Should you start to scale from the jump or test the real estate investing waters before committing more money? After buying dozens of rental units, *Dave and Henry have a clear opinion.*
We’re back with your questions from the *BiggerPockets Forums!* A real estate rookie is wondering whether they should *spend $100K on one down payment or split it up into multiple,* cheaper *rental properties.* Another is planning on putting very little money down on his *first house hack,* but do the numbers add up in this not-so-stable housing market? If you’re ready for your first deal, both of these answers could give you peace of mind.
You’re about to sell a house flip for some serious profit—can you move that money (tax-free) into rental properties via a 1031 exchange? And if so, *is the 1031 exchange worth the headache that comes with the timeline?* Finally, a *landlord is fed up with their rental* and wants to sell. She has two choices: *sell for cash and break even, or fix it up* and potentially realize a five-figure profit. Would Henry, the renovation expert, make that bet?
Ask Your Question on the BiggerPockets Forums:
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Episode Show Notes:
lnk.to/biggerpocketsYT
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Connect with Henry:
biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none
Connect with Dave:
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0:00 Intro
1:15 How Much to Put Down
6:35 Sponsor: Aven!
7:19 Does This House Hack Work?
11:01 Factor in Rent Growth?
11:57 1031 a Flip Into Rentals?
17:16 DON’T Invest JUST for Tax Savings
19:26 Turn 1 Property Into 3
20:32 Fix Up or Sell Rental As-Is?
Episode #1322
Get the home equity card built for homeowners and real estate investors. Access up to $400K, earn unlimited 2% cash back, and receive a $400 statement credit exclusively for BiggerPockets Pro members.
aven.com/biggerpockets
You’ve saved up some money and are *ready to buy your first rental property.* Now comes the question: *How much do you put down?* Do you buy *multiple cheaper properties or* splurge and put the entire down payment into *one bigger, arguably more stable rental?* Should you start to scale from the jump or test the real estate investing waters before committing more money? After buying dozens of rental units, *Dave and Henry have a clear opinion.*
We’re back with your questions from the *BiggerPockets Forums!* A real estate rookie is wondering whether they should *spend $100K on one down payment or split it up into multiple,* cheaper *rental properties.* Another is planning on putting very little money down on his *first house hack,* but do the numbers add up in this not-so-stable housing market? If you’re ready for your first deal, both of these answers could give you peace of mind.
You’re about to sell a house flip for some serious profit—can you move that money (tax-free) into rental properties via a 1031 exchange? And if so, *is the 1031 exchange worth the headache that comes with the timeline?* Finally, a *landlord is fed up with their rental* and wants to sell. She has two choices: *sell for cash and break even, or fix it up* and potentially realize a five-figure profit. Would Henry, the renovation expert, make that bet?
Ask Your Question on the BiggerPockets Forums:
biggerpockets.com/forums?utm_source=owned_media
Episode Show Notes:
lnk.to/biggerpocketsYT
Join BiggerPockets for FREE 👇
biggerpockets.com/signup?utm_source=owned_media
🎉Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets: biggerpockets.com/bpcon2026
Let Us Know What You Thought of the Show!
BiggerPockets.com/Podcastfeedback
Grab Dave’s Book, _Start with Strategy_ Before Your First Deal:
store.biggerpockets.com/products/start-with-strategy?utm_source=youtube&utm_medium=description&utm_campaign=none
Sign Up for the Investor Brief Newsletter:
biggerpockets.com/email-subscribe?utm_source=youtube&utm_medium=description&utm_campaign=none
Find Investor-Friendly Lenders:
biggerpockets.com/findlenders
Connect with Henry:
biggerpockets.com/users/henryw22?utm_source=youtube&utm_medium=description&utm_campaign=none
Connect with Dave:
biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none
0:00 Intro
1:15 How Much to Put Down
6:35 Sponsor: Aven!
7:19 Does This House Hack Work?
11:01 Factor in Rent Growth?
11:57 1031 a Flip Into Rentals?
17:16 DON’T Invest JUST for Tax Savings
19:26 Turn 1 Property Into 3
20:32 Fix Up or Sell Rental As-Is?
