Uploaded August 2026 | Updated September 2026, 2 weeks ago
The cost of insurance has skyrocketed, making owning a home or a car far more expensive.
Insurance companies claim higher prices are justified by higher risks, but we found they are keeping more of our premium dollars than ever.
And last year, they made record profits.
Producer & Host: Sam Black
Supervising Producer: Sam Quigley
Editor: Sydney Guthrie
Videographers: Evan Carter, Justin Feltman, Derek Knowles, Anita Kwan, Sam Rosenthal
Graphics: Gerald Lane
Production Manager: Isabel Atalaya
Production Coordinator: Jodi Clemens
Production Fellow: Astrid Dong
Research Fellow: Daria Nastasia
GoFundMe for Bishop Fannin's church: gofund.me/ead585e86
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More Perfect Union is an Emmy-winning, nonprofit newsroom whose mission is to build power for working people. Here’s what that means: We report on the real struggles and challenges of the working class from a working-class perspective. We attempt to connect those problems to potential solutions. We report on the abuses and wrongdoing of corporate power. And we seek to hold accountable the ultra-rich who have too much power over America’s political and economic systems.
To support our independent journalism, subscribe, donate, and follow our other pages through the links below:
- Help fund our reporting: secure.actblue.com/donate/mpu-splash
- Substack: substack.perfectunion.us
- TikTok: tiktok.com/@moreperfectunion
- Twitter: twitter.com/MorePerfectUS
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- Facebook: facebook.com/MorePerfectUS
- Instagram: instagram.com/perfectunion
- Threads: threads.net/@perfectunion
- Website: perfectunion.us
The cost of insurance has skyrocketed, making owning a home or a car far more expensive.
Insurance companies claim higher prices are justified by higher risks, but we found they are keeping more of our premium dollars than ever.
And last year, they made record profits.
Producer & Host: Sam Black
Supervising Producer: Sam Quigley
Editor: Sydney Guthrie
Videographers: Evan Carter, Justin Feltman, Derek Knowles, Anita Kwan, Sam Rosenthal
Graphics: Gerald Lane
Production Manager: Isabel Atalaya
Production Coordinator: Jodi Clemens
Production Fellow: Astrid Dong
Research Fellow: Daria Nastasia
GoFundMe for Bishop Fannin's church: gofund.me/ead585e86
-----
More Perfect Union is an Emmy-winning, nonprofit newsroom whose mission is to build power for working people. Here’s what that means: We report on the real struggles and challenges of the working class from a working-class perspective. We attempt to connect those problems to potential solutions. We report on the abuses and wrongdoing of corporate power. And we seek to hold accountable the ultra-rich who have too much power over America’s political and economic systems.
To support our independent journalism, subscribe, donate, and follow our other pages through the links below:
- Help fund our reporting: secure.actblue.com/donate/mpu-splash
- Substack: substack.perfectunion.us
- TikTok: tiktok.com/@moreperfectunion
- Twitter: twitter.com/MorePerfectUS
- Bluesky: https://bsky.app/profile/moreperfectunion.bsky.social
- Facebook: facebook.com/MorePerfectUS
- Instagram: instagram.com/perfectunion
- Threads: threads.net/@perfectunion
- Website: perfectunion.us










