What Is a MOTO Payment and How Does It Work? A Guide For Businesses @square
What Is a MOTO Payment and How Does It Work? A Guide For Businesses  @square
Uploaded March 2026 | Updated September 2026, 2 weeks ago
MOTO payments might sound technical, but they’re one of the simplest ways for businesses to take payments remotely.

In this video, we explain what MOTO (Mail Order Telephone Order) payments are, how they work, and why they’re still widely used by businesses today. You’ll learn how card-not-present transactions are processed and how businesses can securely accept payments over the phone, by email, or by mail.

We also break down the key benefits of MOTO payments from flexibility and faster payments to expanding your customer base, along with costs, security considerations, and best practices to reduce fraud and chargebacks. Whether you’re running a service-based business, taking bookings, or processing orders remotely, this guide covers everything you need to know.

Read more about MOTO payments and how to set them up ➡️ squareup.com/us/en/the-bottom-line/managing-your-finances/what-is-a-moto-payment

#moto #motopayments #cardnotpresent #paymentprocessing #virtualterminal #smallbusiness #businesstips #square

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What Is a MOTO Payment and How Does It Work? A Guide For Businesses

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