Uploaded February 2026 | Updated September 2026, 3 days ago
Is it too late to use life insurance after 60? The And Asset Show #22, features Caleb Guilliams, Dom Rufran, and retirement expert, Justin Gartman to answer a real life case study about a 62- & 63-year-old couple who wants to pay off a $1M mortgage, improve retirement income, and leave a legacy for their kids.
They walk through side-by-side case studies to show how permanent life insurance can help them achieve those goals, and how repositioning assets with life insurance and annuities could create a meaningful 50% “pay raise” in retirement.
Want Whole Life Insurance? Click Here To Meet Our Team: bttr.ly/aa-yt-clarity
Want Us To Review Your Life Insurance Policy? Click Here: bttr.ly/yt-policy-review
Want Free Life Insurance Education & Resources? Unlock the Vault: bttr.ly/yt-aa-vault
Learn More About the And Asset: bttr.ly/andasset
00:00 Introduction
00:19 Answering the Question: Am I Too Old for Life Insurance?
01:08 Guest Introduction: Justin Gartman
02:11 Dom's Framework for Addressing Age and Life Insurance
04:24 Bob Castalone's Philosophy on Efficiency
06:29 Whole Life Policy for Pure Death Benefit
09:57 Survivorship Policies
11:43 Guaranteed Universal Life
13:03 High Cash Value Policy
17:41 Addressing Insufficient Retirement Savings and Assets
19:40 Volatility Buffer Strategy
21:34 Power of Blending Assets for a "Pay Raise"
27:12 Infinite Banking for Adult Kids
28:02 Strategy of Single Pay MEC Policy
29:52 Conclusion and Final Thoughts
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DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Is it too late to use life insurance after 60? The And Asset Show #22, features Caleb Guilliams, Dom Rufran, and retirement expert, Justin Gartman to answer a real life case study about a 62- & 63-year-old couple who wants to pay off a $1M mortgage, improve retirement income, and leave a legacy for their kids.
They walk through side-by-side case studies to show how permanent life insurance can help them achieve those goals, and how repositioning assets with life insurance and annuities could create a meaningful 50% “pay raise” in retirement.
Want Whole Life Insurance? Click Here To Meet Our Team: bttr.ly/aa-yt-clarity
Want Us To Review Your Life Insurance Policy? Click Here: bttr.ly/yt-policy-review
Want Free Life Insurance Education & Resources? Unlock the Vault: bttr.ly/yt-aa-vault
Learn More About the And Asset: bttr.ly/andasset
00:00 Introduction
00:19 Answering the Question: Am I Too Old for Life Insurance?
01:08 Guest Introduction: Justin Gartman
02:11 Dom's Framework for Addressing Age and Life Insurance
04:24 Bob Castalone's Philosophy on Efficiency
06:29 Whole Life Policy for Pure Death Benefit
09:57 Survivorship Policies
11:43 Guaranteed Universal Life
13:03 High Cash Value Policy
17:41 Addressing Insufficient Retirement Savings and Assets
19:40 Volatility Buffer Strategy
21:34 Power of Blending Assets for a "Pay Raise"
27:12 Infinite Banking for Adult Kids
28:02 Strategy of Single Pay MEC Policy
29:52 Conclusion and Final Thoughts
======================
DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
