Uploaded January 2026 | Updated September 2026, 1 week ago

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US Bank really woke up and chose violence against my fast‑food budget.
I was supposed to get 5% back on fast food and restaurants…
…but my statement said 1% like it was doing me a favor.
So in today’s video, we’re breaking down:
🍔 How US Bank shorted me 4% on burgers, fries, and questionable late‑night decisions
🍕 Which no‑annual‑fee card actually gives you 3%+ on BOTH fast food AND restaurants
🛒 My pick for the BEST grocery card for January 2026
💳 And the sudden, dramatic, wallet‑level plot twist I made to counter US Bank’s nonsense
Spoiler: my wallet now looks like it went through a mid‑life crisis and came out stronger.
If you’ve ever been betrayed by a rewards program, this one’s for you.
If you haven’t… just wait.

Get yours here: americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=JOHNHxFDK&XLINK=MYCP