Uber Insurance Got Cheaper. Fares Went Up. Why? @Therideshareguy
Uber Insurance Got Cheaper. Fares Went Up. Why?  @Therideshareguy
Uploaded July 2026 | Updated September 2026, 2 weeks ago
New Gridwise data suggests commercial insurance costs dropped significantly for Uber and Lyft, while passenger prices increased and driver earnings saw little benefit.
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What happens when Uber and Lyft save millions on insurance?

According to new Gridwise data discussed in this episode, commercial insurance costs fell substantially, but those savings weren't reflected in driver earnings and passenger fares continued to rise.

In this clip from Show Me The Money Club, Sergio and Chris examine the latest data and discuss what it could mean for drivers, riders, and the rideshare industry.

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I'm Harry, the founder of The Rideshare Guy. I started driving for Uber and Lyft in 2015 and eventually quit my day job as an aerospace engineer to run The Rideshare Guy full time.

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Uber Insurance Got Cheaper. Fares Went Up. Why?

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